McCarthy Burgess and Wolf uses daily robot phone calls trying to collect 'bills' on behalf of AT&T. The insidious part of this is that they will not send a printed bill that you can dispute, unless you are dumb enough to give them your address over the phone when they catch you in their robot phone call web.
If you call AT&T, they'll verify that your account is clean and their is no record on you account of these scammers having a bill to collect.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.