Debtconsolidationcare: Internet's first get-out-of-debt community
473,117 members

Internet's first get-out-of-debt community 472,096 members


Debt Consolidation Forums Collection agencies and creditors

Has anyone beat LVNV



needmylifeback

Posts: 36
Credits: 749.5
[Donate]
Sub: Has anyone beat LVNV
Wed, 05/08/2009 07:50

Anyone beat LVNV in court? After they already sued you, do they usually have the valid docs needed in court to prove the debt is truly yours? They filed against me and are now asking the court for an extra 30 days to get the docs I asked them to produce during discovery? I'm wondering if they ever really have these docs anyway, I'm guessing they always file suit anyway, hoping to "scare" the debtor...



Top menu: 
Debt Collectors
Article Rating: 
Unregistered

Sub: #1 i beat lvnv last week. they filed on me in my associate court anWed, 08/05/2009 - 07:50



i beat lvnv last week. they filed on me in my associate court and I showed up they did not. Judge continued it and I filed with the court that they were not licensed to do business in my state. they dismissed the lawsuit with prejudice, which means they can not come at me again with this. WAA HOOO!!!


needmylifeback
needmylifeback
Posts: 36
Credits: 749.5

Sub: #2 i just objected and mailed it to the clerks office (dropping it Wed, 03/25/2009 - 11:25



i just objected and mailed it to the clerks office (dropping it off was not an option with my kids in tote) thanks!!!! from what i've been told i can file suit against LVNV and their attorneys, Sessoms & Rogers, for continued collection and still reporting on my CR's after they ignored the DV letter...i'v contacted a couple of attorney's from the NACA website but, I've gotten the "sorry we can't help you"...I haven't a clue about how to file a suit on my own...

here's to hoping I win my objection!


goldenbast
goldenbast


Debt Samaritan
Posts: 2751
Credits: 37919.271305235

Sub: #3 You can object to anything. :) You have a copy of the motion thWed, 03/25/2009 - 09:11



You can object to anything. :) You have a copy of the motion they sent, so use that as a template, object to the continuance on the grounds that you already asked for this information prior to the suit and they should have had this information upon filing suit.

It doesn't mean you will win the objection, but you might...heck, I would attach a copy of the letter you sent as well as a photocopy of the receipt.

I did win against LVNV. I had them over a barrel and they knew it...they settled with me before it got to court. I got a tidy little check and permanent closure of the account and removal from the credit reports.


needmylifeback
needmylifeback
Posts: 36
Credits: 749.5

Sub: #4 forgot to ask, so did you win the suit you filed against them?Wed, 03/25/2009 - 05:35



forgot to ask, so did you win the suit you filed against them?


needmylifeback
needmylifeback
Posts: 36
Credits: 749.5

Sub: #5 Goldenbast, thanks....I didn't know I could object to the extra Wed, 03/25/2009 - 05:30



Goldenbast, thanks....I didn't know I could object to the extra 30 days, yes, I did send them a DV and they ignored it...that was about a month before they filed suit. How do I object to a motion, is it just paperwork that I fill out and submit to the clerks office? These attorney's just sent me a copy of what they mailed to the clerks office so this wasn't done at any kind of pre trial conference or anything...Thanks!!


goldenbast
goldenbast


Debt Samaritan
Posts: 2751
Credits: 37919.271305235

Sub: #6 They didn't sue me, it was the other way around. I sued them foTue, 03/24/2009 - 21:40



They didn't sue me, it was the other way around. I sued them for not having documentation and refusing to remove the item from my credit reports plus continued collection activities. But the main fact of it was they did not have the right documentation at all...heck I think they had one statement, but it was not what every other statement looked like and it even looked like they made it themselves...and didn't do a very good job of it besides.

My guess is they don't usually have documentation. They may be trying a last ditch effort to get documentation from the OC, but usually the OCs don't keep that info, especially on very old accounts. You should object to the 30 day continuance stating that they should have had this info when they filed suit. If you by chance DVed them before they filed you could also point that out to the judge, the fact that you asked for it BEFORE they filed and yet they still did not have it.


needmylifeback
needmylifeback
Posts: 36
Credits: 749.5

Sub: #7 That's what I was thinking, that if they had the stuff they woulTue, 03/24/2009 - 15:40



That's what I was thinking, that if they had the stuff they would have produced it already...I'm on the lookout for some of those crazy affidavit's they tend to pass off as validation.


IPoured
IPoured
Posts: 167
Credits: 3783.45

Sub: #8 Not specifically LVNV but I've heard of many situations where reTue, 03/24/2009 - 13:38



Not specifically LVNV but I've heard of many situations where requested documentation does not surface but they try to use substitues of the documentation to convince you it's what you asked for. If they had the proper documentation needed to prove thier case, they probably would have it already and been able to send it to you by now. Alot of times what they do come up with really isn't what you were asking for.


needmylifeback
needmylifeback
Posts: 36
Credits: 749.5

Sub: #9 bumpTue, 03/24/2009 - 12:22



bump


bea2ls
bea2ls

Posts: 3757
Credits: 36942.4

Sub: #10 i do not know, for some reason LVNV scares me lol. i also wouldTue, 03/24/2009 - 09:12



i do not know, for some reason LVNV scares me lol. i also would be interested to know this.

My new blog.. on trying to get out of debt, making extra money online, just little things I have picked up along the way... http://what-shoulda-been.blogspot.com Updated regularly


Add new comment

Full HTML

  • Web page addresses and e-mail addresses turn into links automatically.

Filtered HTML

  • Web page addresses and e-mail addresses turn into links automatically.
  • Allowed HTML tags: <a> <em> <strong> <cite> <blockquote> <code> <ul> <ol> <li> <dl> <dt> <dd><img>
  • Lines and paragraphs break automatically.

Plain text

  • No HTML tags allowed.
  • Web page addresses and e-mail addresses turn into links automatically.
  • Lines and paragraphs break automatically.
CAPTCHA
This question (Case Insensitive) is for testing whether you are a human visitor and to prevent automated spam submissions.
Image CAPTCHA
Enter the characters shown in the image.
Share post


Page loaded in 2.358 seconds.