Anyone beat LVNV in court? After they already sued you, do they usually have the valid docs needed in court to prove the debt is truly yours? They filed against me and are now asking the court for an extra 30 days to get the docs I asked them to produce during discovery? I'm wondering if they ever really have these docs anyway, I'm guessing they always file suit anyway, hoping to "scare" the debtor...
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.