Legal Recovery Law Offices - Do they serve you properly?

I am being sued by Capital One Bank. They are represented by Legal Recovery Law Office. I found out about the lawsuit by checking the court website. I have not receive a summons/complaint yet.

This law office has never once tried to contact me so this lawsuit came as a complete surprise to me. Because they have never contacted me, I never got the chance to ask for debt validation. I have 30 days to respond to the summons/complaint. Is it too late now to ask for DV? I have every intention of dealing with this lawsuit. I will not just let them get a judgement by default.

Has anyone ever dealt with this law office/Capital One before? How do they serve you? In person or by mail? How likely is it that they the original creditor,Capital One, will settle the account for less than what they are asking for?

Any replies or advice will be greatly appreciated. Thank you.


Sub: #1 I was happy to search out this web-site.
Thu, 12/06/2012 - 09:02


Sub: #2 I seem happy to seek out this web-site.
Thu, 12/06/2012 - 09:01


Sub: #3 I seem pleased to seek out this web-site.
Thu, 12/06/2012 - 09:00


Posts: 15525
Credits: 135803.21104969

Sub: #4 git news for you
Thu, 11/15/2012 - 05:58

if SSDI income is direct deposited,or not if the sole income in said bank account is SSDI it can't be touched don't know where you got that from.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


Sub: #5 Garnishment
Wed, 11/14/2012 - 16:31

If you are on a public assistance, receive Supplemental Security Income, Social Security Retirement/Disability, your funds cannot be garnished on an unsecured debt. They may go after your bank account where your money gets direct deposited. Not sure about direct deposit on debit cards. Call your company, if you have this type of set up. This excludes EBT cards for those on public assistance.


Sub: #6 Never served
Wed, 11/14/2012 - 15:00

I rec'd an advertisement letter from a non profit financial service company regarding their services, as I have a case pending for collection in court. I was surprised, as I have never been served or any summon notification by mail. Thus, I have passed the 30 day limit to respond to the court. I plan to show up in court. I will contact by mail the company used for collection and document all calls. I am interested in participating in a class-action suit against said company. I have an obligation to pay my debts, yet unforeseen circumstances arose to pay at this time.


Sub: #7 lrlo attny for equable ascent financial llc f/k/a hilco receivab
Tue, 10/09/2012 - 00:48

something with LRLO seems unusually illegal like racketeering/skip tracing/ etc..getting information about people through TRW's seems a little like a violation of our privacy rights, and then putting it on the report like they are the original creditor, which couldn't be further than the truth and lending from were it came!
the way it appears to me is the courts are making enough money they don't care if their lying, as long as their all licensed, and paying court fee's, they win! If the debtor shows up in court (by chance they hear of a hearing, not because they were served.) LRLO just doesn't show, case dismissed-on to the next! If only 2% show up-it's all revenue. Now, if yer on the other end,it's a little late to vacate the judgment, motion vacated, courts are paid, attnys paid, & i've been sued for almost $9000! card expired in 2010, i found out about the hearing when they subpeoned bank records from me, & sent it to the wrong address, hoping I'd never received it...I really believe the summons server has never left his desk, and the description of the people he served is a 50-50 chance of getting it right, I found that he has only been registered since 2011..he served me in 2010 supposedly... the fact that he gave a complete wrong description of me as being personally served, i really gotta wonder if the courts aren't working with these guys, it musta taken me a a month of trying to file papers with the courts to vacate the judgment, only to be blantantly shot down by the judge...i kept wondering, why would a judge let them get away with kind of injustice to people, hundreds of people, pages of hearings and collections, I can see that the almighty dollar has swayed our courts, there are literally pages and pages of hearings set in a few courts in southern calif. 5-25 pages of hearings and peoples whom are probably not gonna be served by this process server!:twisted:


Sub: #8 Dnt expect to be served
Tue, 10/09/2012 - 00:03

I wasn't served, i found out accidently when a subpeona went to my neighbors address, and the default judgment was the year before. The server, was registered since 2011. He said that i was personally served at my house! Gave the opposite description of whom he served. Couldn't get the judge to vacate the hearing, just because i didn't match the description, he is a 'registered process server', i said i understand but he's lying, i didn't make the hearing because i wasn't served, etc... Almost $9000, a time barred debt-sol was past, the card had even expired in 2010-then i look at my credit reports! I suggest you do that too...also keep your eye on the court proceedings for mark walsh-kinda real interesting the way he runs his business!


Sub: #9 Attorney Investigating LRLO
Thu, 08/30/2012 - 11:27

If you were served incorrectly (old address, no service, etc.) and would be interested in discussing your situation with an attorney for possible corrective action, please contact me to discuss. We are interested in hearing more about LRLO's practices.

(tsk, tsk, tsk)

Phone number removed per Terms of Service. ~ OG


Posts: 1692
Credits: 31178.840299934

Sub: #10 [LEFT]What do you owe money on? Who is the creditor? Are you eve
Mon, 07/23/2012 - 21:28

[LEFT]What do you owe money on? Who is the creditor? Are you even in a state where they can garnish your wages?

Is my payday lender illegal in my state?

How to deal with illegal lenders, courtesy of OhioGal

How to write a proper debt validation request, courtesy of SOAPLADY

How to deal with a Collection agency contacting you for PDLs

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