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Law Office of Richard Clark is calling me up. Should I send a DV?



jeffc762

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Sub: Law Office of Richard Clark is calling me up. Should I send a DV?
Fri, 05/10/2012 09:08

Ok, I have an account for GE Money Bank. They sold it to Arrow Collections. Arrow Sold it to Collect America. The letters and phone calls I am getting are coming from The Law Offices of Richard Clark. Doing research on them I came accross the name Law Offices of Samuel W Streeter. I called that number, and the person who answered the phone said "Law Offices of Richard Clark". Not to mention, on my credit report it says I am paying "Collect America". What in the world is going on here?
Right off the bat they threatened to sue if I didnt set up payment arrangements. The total amount due is less than $1000. They are real jerks, and the payment notification letters state they have recieved notification of payment in a certain amount for a day this month. Nothing ever specific. Total Bull. Ive paid them to this point, however my bank account was compromised and all my money was stolen. Therefore this last payment may not clear. What should I do?



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Sub: #1 GarnishmentsFri, 10/05/2012 - 09:08



In the state of Texas collectors cannot garnish wages but they CAN and WILL garnish your checking account LEGALLY if they take you to court and get a judgement against you.


OhioGal1
OhioGal1


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Sub: #2 The post above Paul is full of BS, not truth. Ignore it.Wed, 07/25/2012 - 09:49



The post above Paul is full of BS, not truth.

Ignore it.

How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.


paulmergel
paulmergel


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Sub: #3 yawnWed, 07/25/2012 - 09:48



typical humanoid/shill post.this is a bottomfeeder deluxe.there must be a thousand ways to say pay your bills.you said it now get lost shill!!!!!!!!!!

giving hope to the hopeless,help to the helpless,and hap to the hapless.


Unregistered

Sub: #4 The TruthWed, 07/25/2012 - 06:58



Debt is a tragedy in America but, it happens and places like the Law Office of Richard Clark understand your not a bad person, however, they are not here to tend to your stories of how you got in debt or how your life went down hill or why you do not have the money to pay. There BUSINESS is to collect the money you rightfully OWE.. I owed $1200.00 they called me for months I always answered and told them not today try back. I finally just paid, I am out of debt they cleared my name and I feel better about myself. So, not to be rude but if they call you they understand if you do not have the money but you have options and they are:

1) Give them something to buy you a bit of time8)
2) Pay your debt like a good citizen:eek:
3) Payment Plan;)
4) Stay in constant contact until you can pay:rolleyes:


SOAPLADY
SOAPLADY


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Sub: #5 Quote:My wife received a letter from Richard Clark for a debt thThu, 07/19/2012 - 17:41



Quote:
My wife received a letter from Richard Clark for a debt that was never validated by the original creditor several years ago.


Problem here....original creditors are NOT required to validate the debt. There is no law requiring them to do so. The FDCPA applies to third party collectors only.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #6 Richard ClarkThu, 07/19/2012 - 10:20



My wife received a letter from Richard Clark for a debt that was never validated by the original creditor several years ago. She sent a validation letter (RRR) with in 3 days of receipt of theirs. She did not receive anymore telephone calls; however, about 40 days later, they sent her a letter that stated "since you did not request validation.....blah blah blah". We then drafted a letter, made copies of ALL of the correspondence and forwarded them to them, along with the RRR (copies). They shot a letter to her threatening a counter suit if she sues and that their letter was a bona fide error. The funny thing is that they state in their letter that they had updated their data base to acknowledge her validation letter. LAWSUIT TIME. So much for their threat of intimidation, scare tactics and bullying. Already filed a complaint with the FTC and will be suing them, naming the original creditor, CACH, LLC AND L/O/O Richard Clark. I'll keep you all posted.


Unregistered

Sub: #7 R.Clark ever stop calling?Sat, 07/09/2011 - 15:04



I'm behind on all 5 credit accounts, after being diagnosed with stage 3
colon cancer. It's very expensive to get treatment, and Insurance did not
pay all of the $450,000 in surgerys, chemo, home health care, ETC.

I tell the collector that I have very serious stage 3 cancer and must pay
the people trying to keep me alive first.
They still yell, intimidate, and try to stress me out. I have told them I have no assets left, No job, and just a S.S. disability pay.
Will they ever realize I am telling the truth and stop calling? Even a bankruptcy (lawyer) is beond what I have. In my state the cost will be a minimum of $1600 plus... I don't have the strenght to go looking for agencys that may assist me at a reduced fee... No relitives, or friends in
my area anymore...
Will they decide the debt is uncollectable at some point?????


Unregistered

Sub: #8 im assuming this is the same person that keeps calling me!richarFri, 04/29/2011 - 13:06



im assuming this is the same person that keeps calling me!richard clark i looked it up hes from texas!!i live in georgia!!he calls or some woman calls all the time no matter what time of day!!!i do have a bill that im behind on which is rooms to go which someone else took over i think ge money!!can they really do anything to me?when he leaves a voicemail he is so rude!my boyfriend answered the phone one day while i was at work and he was a total a** to him he said!!!!..... please if anyone has any info on this please let me know!!


goldenbast
goldenbast


Debt Samaritan
Posts: 2751
Credits: 37918.071305235

Sub: #9 Cease & desist letter. Basically telling a company to not contaFri, 04/08/2011 - 18:31



Cease & desist letter. Basically telling a company to not contact you further.

#63: send them a debt validation letter, do not pay or agree to pay ANYTHING until they can prove they are the correct people to pay. Also get any agreement in writing BEFORE you pay anything.

And you don't have to western union...send cashier's check or money order..NEVER pay directly from your account.


Unregistered

Sub: #10 What is a CD letter, I need to know moreThu, 04/07/2011 - 07:59



What is a CD letter, I need to know more


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