I have a debt that I admit is mine. I quit working with the company when they shut down my ability to pay online and keep haveing people who hardly spoke english calling me demanding a check over the phone for the amount. (I was 2 weeks late and had made a sizable payment the month before) Now I had a call from a collections agency (the law office of joe pezzuto) The person I talked to at the extention I was instructed to call was not the one who left the message the day before. I got a bit paranoid and started looking for information on the firm. I found it is part of a larger collection agency but they do have lawyers that work for them.
I was told they would not do payments, I was asked what I do and how much I make. I told them I could have the money in 6 weeks. They told me I had 24 hours to call back and tell them how I was getting the money and make arangements to do a check over the phone for the whole amount and he could give me 3 weeks before he sent it through.
I don't like doing checks over the phone and I don't feel I should have to tell them how I am getting the money just that I have it and when i can get it to them.
When i call them back I plan on asking them to send me something in writing and I will send them a certified check by the end of the month (3 weeks).
What do I do if they want to strong arm me by saying they will have to start leagal procedings or something like that. Do they have the right to ask me how I plan on getting the money? I need advice on what my rights are in this situation and how to handel them. I am more than happy to find away to pay my debt.
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