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Call from Joseph Pezzuto Law Office in Pheonix, AZ





Sub: Call from Joseph Pezzuto Law Office in Pheonix, AZ
Wed, 03/10/2012 13:30

I got a call from a law office that bought my account and they want me to pay the balance in full right away. When I told them I couldn't they told me to ask to borrow the money or go to Citifinancial to get the money. Ok, so now take out another loan because I can afford to pay them and put my credit in the toilet a bit more. I live in PA, can they sue me and if they can what will happen???????



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Sub: #1 They have rules they have to abide to and they cannot call you dWed, 10/03/2012 - 13:30



They have rules they have to abide to and they cannot call you during certain hours, call you names or threaten you in any way. YEs THEY have to give you an amount of Customer Service. Do you think yelling at someone is going to get them to pay you? You can't catch flies with vinegar.


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Sub: #2 more info on PezzutoWed, 10/03/2012 - 13:25



I live in CA and I have credit carma. This Pezzuto firm has run hard inquires on me 3 times in the last week-can they do that? I have been unemployed for over 4 years and was selling my personal items just to pay the bills but had to stop as I have nothing left. I had to stop paying my cc bills.

Best thing to do-CHANGE your phone number to an unlisted one! Then they cannot call. That is what I did.

Also in the state of CA if the debt is under $7500, no Attorney can touch it-it is small clims and a collection rep would have to appear and they would have to serve you and you can always tell the person usually the mailman that you will not sign for the letter.

You should NEVER agree to pay a collection agency as it does start the SOL all over again-they have 4 years to file suit.

And for me since I do not work, they can get nothing from me.

And I am 50 years old. I know what tricks they try and pull. Report them to the BBB and the FTC. NEVER call them. If you do, you can dial *67 before you call so your number does not show up on their caller id.

And they CANNOT freeze your bank account. They have to file a judgement, serve you and then see what the judge says. They cannot take all your money.

If I get a letter in the mail, I just return it and they stop. I had one agency once that bought my account from another agency and tried to collect it-it ws over 10 years old! These people are scum!


SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17119
Credits: 398075.27523207

Sub: #3 Quote:On the law office of Joe Pezzuto Where Compliance Matters Wed, 07/04/2012 - 05:27



Quote:
On the law office of Joe Pezzuto Where Compliance Matters letter, is not true that the customer service representatives are well train for 2 weeks to treat


Keep in mind the debtor is NOT the customer....the customer is the party you placed the account and is damaged. It is not a function of a collection agency or law office to provide YOU customer service.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #4 not being politeTue, 07/03/2012 - 14:50



I did not know that a consumer can be treat as trash for being in debt.
:mad:


Unregistered

Sub: #5 Complain towards customer service representativesTue, 07/03/2012 - 14:30



On the law office of Joe Pezzuto Where Compliance Matters letter, is not true that the customer service representatives are well train for 2 weeks to treat A CONSUMER with RESPECT and DIGNITY. Daniel Hernandez is very rude to even let a CONSUMER (mentions debt instead of calling me as a CONSUMER or client) talk about why a payment was void. I was interrupted into the conversation without coming to an answer if Daniel or even the manager, Steven, can correctly deposit a check on its date. If I start talking with more volume, not screaming, is because of the way they are treating a consumer.
:confused: I am confuse on how Daniel tells me that he does not know how a check is being deposit from the law of joe pezzuto. Are you or not an employee of this office? Should I even capitalize its office name?


paulmergel
paulmergel


Posts: 15338
Credits: 127012.33475864

Sub: #6 oh sureFri, 06/08/2012 - 12:32



since i don't buy this don't know who it's supposed to help.this clown has no reach outside of AZ.nuff said.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


Unregistered

Sub: #7 Joe PezzutoFri, 06/08/2012 - 08:15



I took had a debt with Bank of America. I moved but retained my old home, my children live there and pay the bills, just everything is in my name. They served me there with papers for a court date. Which I thought didn't matter because I did not dispute the debt, attorney's fees or the interest. Little did I know at the hearing he asked for an addition $2,500 in interest. Bringing my original debt of $2,500 to $7,600. What could I do. They found me about the time my son was injured in afghanistan and began garnishing my wages when when I brought my son home for a month and again when I came home from taking care of him. I was then laid off from that job and called to make payment arrangements with them and they refused to accept less than they were currently receiving 25% of my wages. At this time I was caring for my daughters son as she was deployed now to Kuwait. Then the garnished my bank account which I took to court and was granted a new court date as it was scheduled for the day my son was having another limb salvage surgery in DC. I have not had any contact with him since.
Do not miss a court date, THEY WILL TAKE THIS TO COURT.
His asst. is rude, mean, doesn't listen and will not compromise or admit anything, do not deal with her.
Keep records and if possible record the conversation and let them know you are recording it.
Hope this helps you, I have a run of bad luck all steming from losing my job as a single mother with 4 kids and no child support and no help then either to keep my house and kids fed.
I hope to help others by my past stupidity.:cry:


Unregistered

Sub: #8 SureWed, 04/25/2012 - 14:13



Aren't people that take out credit lines, can't pay them back, and then try to play the reverse roll on making collectors bad guys a piece of work? You all need to go hide behind Obama's invisible curtain. If you steal a candy bar you can be arrested, but since money is via wire it doesn't matter? Fess up to what you owe and be a man about it, or soon this country will have no principles. You all make me sick!


Unregistered

Sub: #9 I am so glad that I decided to look these guys up! Now I know whMon, 01/31/2011 - 18:00



I am so glad that I decided to look these guys up! Now I know what to do. I had this one guy from their "law firm" today using threatening language with me and I know that is illegal. The next time they call I'll tell them the whole "in accordance with Texas law' thing. I'm also going to just sent the money I owe to the original creditor and Pezutto can kiss my @$$.


Unregistered

Sub: #10 Amen!Wed, 11/17/2010 - 10:28



Amen!


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