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Same name as the debtor, but isn't the debtor.





Sub: Same name as the debtor, but isn't the debtor.
Thu, 05/05/2011 19:35

Mi wife began getting calls a few months ago- I wasn't aware of it at first. She thought it was simply some scammers. They went on about a judgment against her, but she usually cut them off and hung up. These calls became more frequent and so we traced some of them back to "law firm" in PA, Joel Cardis LLC.

They had my wife's name exactly right, but- really- there is no judgment against her and she owes nothing to anyone (yes- that rare American). So we knew they wrong, but couldn't figure out how this had started. They didn't have her SS number and kept asking for it- she didn't give it to them. They never identified themselves- that didn't give her a good feeling about telling them anything. She has just printed her credit report and it's totally clean. I suppose, if they wanted to, they could come across her SS number by using a computer, but that would cost them time and money.

We reasoned that since the only thing they did know was readily available- the phone number under her name- perhaps the trouble was one of mistaken identity.

I did a Zaba search using her name, including the middle initial, and -lo!- three phone numbers with her name popped up. I tried them and two had been disconnected. The third number answered, but claimed no one with my wife's name was there. In fact, the said no before I had finished giving the name.

OK- I called AT&T (are you beginning to suspect something...?) and found out that, yes, someone with a name exactly the same as my wife had opened the two now-disconnected accounts. One- they were still attempting to collect on. The other had been sold to the debt collectors. The woman at AT&T basically said, that-yes- we know it's not you, but why worry?- they can't do anything to you.

Well- anyone who has received phone calls from these folks know it's very nasty stuff that comes out. I called Joel and told them what was going on- they said they had now wiped the number from their system.

I have my doubts, and am ready for more to come. We will sue- we've done it before and we'll do it again.



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Sub: #1 Good siteThu, 05/05/2011 - 19:35



Good site


SOAPLADY
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Sub: #2 Do not call list does not apply to collection agencies.Mon, 11/16/2009 - 10:38



Do not call list does not apply to collection agencies.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


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Sub: #3 I have also been receiving phone calls for a person that I am nMon, 11/16/2009 - 10:26



I have also been receiving phone calls for a person that I am not and I have had my current phone number for 6 years. My states "Do not Call List" does not allow you to complain about 800 numbers. I was told by the state attorney generals office that requests for the calls to stop had to be made in writing. The phone company has a service that for $5.00 a month, you can block 800 calls.


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Sub: #4 post his home number!!Wed, 10/14/2009 - 11:15



Quote:
Originally Posted by Anonymous
I went thru the same situation in GA. from Protocol Recovery Service; I went to the Secretary of States website and obtained the name and address of the owner and then obtained his home phone number. I Gave him a call one night while he was having dinner. I explained that his employess were calling and harassing me for someone else that didn't live at my address, he promised that he would take care of the problem immediately, I haven't heard from them since then. Guess they didn't like the tables being turned on them when they start receiving calls at night.



You should post his number so all the people who are being harassed by his company can call and harass him back!! Just a thought


FloridaRon
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Sub: #5 Yeah, pretty novel solution. Maybe I need to try that!Mon, 10/13/2008 - 08:48



Yeah, pretty novel solution. Maybe I need to try that!

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Sorry Meg. Daddy loves ya, but Daddy also loves Star Trek, and in all fairness, Star Trek was here first.
... Peter Griffin/Family Guy
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DirtPoor08
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Sub: #6 Guest, that is SO funny! :DMon, 10/13/2008 - 07:50



Guest, that is SO funny! :D

Baby steps...one debt at a time.

Greetings from NYC!!!


alias1958
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Sub: #7 LOL!! :lol: :lol: :lol: Good for you, Guest!!Mon, 10/13/2008 - 06:55



LOL!! :lol: :lol: :lol:

Good for you, Guest!!


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Sub: #8 I went thru the same situation in GA. from Protocol Recovery SerMon, 10/13/2008 - 01:10



I went thru the same situation in GA. from Protocol Recovery Service; I went to the Secretary of States website and obtained the name and address of the owner and then obtained his home phone number. I Gave him a call one night while he was having dinner. I explained that his employess were calling and harassing me for someone else that didn't live at my address, he promised that he would take care of the problem immediately, I haven't heard from them since then. Guess they didn't like the tables being turned on them when they start receiving calls at night.


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Sub: #9 Joel Cardis....Sun, 10/12/2008 - 17:49



Oh yes- I know he truly exists, in his evil little demi-monde. What he doesn't know (yet) is that I know the home addresses and phone numbers of most of his associates. I am nothing if not resourceful. The internet is a wonderful thing.
Thank you for the info.


davidw
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Sub: #10 There is a PA licensed attorney named Joel Cardis Here is hisSun, 10/12/2008 - 16:22



There is a PA licensed attorney named Joel Cardis

Here is his attorney registration info:http://www.padisciplinaryboard.org/pa_attorney_info.php?id =28101&pdcount=0


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