I got a call from my dmp people mentioning that a payment of mine through Harris and Dial/Schrieber was returned to them. I called up and it seems Harris and Dial is no more. It also seems that Shcrieber doesn't have my account either. I'm actually pretty curious what happened to it. After going a good few months without feeling over-worried, this and the issue with Cash Today Limited have caused quite a bit of stress again.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.