This collection agency called my mother-in-law's unlisetd phone number. I called this agency back and he told me that they are allowed to if they cannot get a hold of the person they are looking for. I asked him if he had any validation and he said they mailed it on November 25th. I told him that I did not recieve it and he said "how convenient". My question is, are they allowed to call a third party? They are called Greystone Alliance and they said they work for National Credit Adjusters who work for Household Bank.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.