I received a call at work to call 866-606-9942 for me to call them urgently. When I did call them back they mentioned that they had 2 accounts witht hem. One was from a PDL that I had in 2006 (I know for a fact that I paid it off) and the other one from Bank of America for $4,200. I am saying "What?"... When was that account opened and how come it doesn't even show on my credit report.
The woman said that it was from 2002 that BOA charged it off and now they want their money back.
I told her that the SOL has expired, was charged off and didn't even show on my CR. She said that after 7 years it drops from my CR but that now their client (BOA) wants to collect their money.
What a bunch of bull****. Since I refused to make any arrangements with her, she said that she was going to send it for appropriate action. What did she mean by that?
Should I be concerned?
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