Debtconsolidationcare: Internet's first get-out-of-debt community
473,117 members

Internet's first get-out-of-debt community 503,405 members


Debt Consolidation Forums Collection agencies and creditors

Ever heard of "FREDERICK J hANNA AND ASSOCIATES ?





Sub: Ever heard of "FREDERICK J hANNA AND ASSOCIATES ?
Sat, 06/10/2012 11:29

THEY ARE OUT OF MARIETTA, GA. I received a "Collection letter" from a Dennis E. Henry, supposedly one of their attorneys.

I replied with a Demand letter requesting complete and accurate VALIDATION in accordance with the fdcpa. I also ask for proof that they are licensed to practice law in my state. I asked for further proof that they have in fact been retained by the Client ( Chase Bank) or if they have purchased this debt from another Collection Agency. The attorney never replied, instead he had his "legal assistant" to reply, basically stating that, "yep our Client says you owe this much money"...no Validation, no copy of the signed original agreement....nothing !
And to cap it off, the Legal Assistant...never even signed the letter she sent back to me !

I did contact the Supreme Court on line data base in my state....neither the Firm or Dennis Henry( attorney) is licensed in my state...either by annual license, or under the provisions called "PRO HAC VICE" ( limited license )

I"m pretty sure that they have bought this from another collector..in which case Chase Bank IS NOT THEIR CLIENT, and would constitute sending me "false and mis-leading presentments via US Mail. my suspicions are supported by the fact that I had received a letter from another agency regarding Chase Bank several weeks ago....and whom I 'slam-dunked" with A cease and desist letter because they could not VALIDATE THE DEBT !
I am going to send "Hanna" a DEMAND TO CEASE AND DESIST all communication and collection efforts until such time as they can provide sufficient proof that they are Licensed in my state as well as a signed affidavite or "letter from Chase Bank" authorizing them to collect for them..

Your take on all of this, please !



Top menu: 
Debt Collectors
Article Rating: 
SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17109
Credits: 377607.33840875 Send message to SOAPLADY

Sub: #1 FYI....courts cannot giveThu, 12/05/2013 - 04:48



FYI....courts cannot give legal advise so telling you the case would be thrown out is wrong. Did they serve you by mail? I definately would NOT be following their advise....I would show up to cover my ass.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


cowbulls
cowbulls
Posts: 2
Credits: 222.8 Send message to cowbulls

Sub: #2 do I need to answer or follow the advice of the clerk's office?Mon, 12/02/2013 - 14:56



I received a regular mail document from the state court of my county in Georgia. The title is "Notice Setting Case on Peremptory Calendar". The civil action is listed as a bank that I never had a personal cc with against me. I did have a corporate card with this bank back in 2009 when the corporation was closed. There has been no activity or communications regard anything to do with this bank back to early 2009. The certificate of service lists Dennis E Henry who is a lawyer for Fredrick J Hanna. This certainly means that FJH bought this alleged debt.
I called the clerk and was referred to a woman who said she was authorized to look up my case. She told me the case was from 2010 and I had never been served so the case would be thrown out. She advised me to call back the Friday before the appearance date to make sure. My concern is this is two days after deadline to "announce in writing the posture of your case". Do I need to file anything or just follow the advice of the woman in the clerk's office?


SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17109
Credits: 377607.33840875 Send message to SOAPLADY

Sub: #3 Doubtful they will file inSun, 04/21/2013 - 20:01



Doubtful they will file in state court as district court is where this is all handled. They didnt have any proof of the debt the first time...they wont have it for subsequent court appearances.


How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #4 Won (sort of)Sun, 04/21/2013 - 19:47



Read the forums and do your research. Do NOT be bullied by these assholes. I went ProSe (representing myself) against them just recently in the Magistrate Court of Gwinnett County. It was kangaroo court for sure, let me tell you. Court started at 6:30, and I did not leave until 8:30 or so. They had to merge 5 courtrooms into 2 due to a lack of judges. To keep a long story short, the judge FORCED me out into the hall to speak with the attorney from Fred Hanna's firm before trial. I told her the case lacked standing for several reasons. She stuck to her guns and said that a photocopy of an old statement, along with a cookie-cutter bill of sale without my name or account # on it, along with the sworn affidavit of her client (Midland Funding) was enough. I told her that it most certainly was not since the affidavit was hearsay as an employee of a 3rd party collection agency could not have personal knowledge of the account allegedly belonging to me. I pointed out that they had no witnesses, and no one from the plaintiff was actually there, only the attorney representing them. She tried to offer me a settlement which was 50% of what I allegedly owed. I told them no way. She agreed to dismiss the case, but only without prejudice and said that they would just be re-filing in State Court. I told them "Great, just bring it!". In hind sight, I wish I had not discussed anything in the hall with Hanna's goon. I should have told her to shove it and go see the judge. I think I may consult an attorney if they choose to re-file. Hopefully, they will not since they realize that I will go down swinging and fight until the end. In short, fight fight fight, deny deny deny, but do your research first cuz you gotta know why!



SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17109
Credits: 377607.33840875 Send message to SOAPLADY

Sub: #5 Two summons...for the sameMon, 04/08/2013 - 16:05



Two summons...for the same case???


You will need to reply to both...for the one in Fulton you will need to respond that the venue is incorrect.


How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #6 Can he sue me in a county in which I don't live?Mon, 04/08/2013 - 14:16



I have two summons which have been delivered by a really nice (really) guy who I assume to be a deputy. He expressed his concern that these people are crap and apologized as he was only doing his job. One of these was filed in my home county. The other was filed in the neighboring county (Fulton) in which I have not lived for 15 years, and the dates on the alleged debts all fall well after that. Should I even be concerned about things filed in the wrong county?



Sub: #7 letter of confirmationWed, 04/03/2013 - 07:11



did you receive a settlement letter from them to confirm in writing? -- that would stand up in court



Sub: #8 frederick hannaSat, 03/16/2013 - 06:56



HI -- I have three chase accounts that just went to these guys -- I live in NY -- was wondering how things went with your case


thank you --

are they just collections -- I dont see they are licensed in ny



Unregistered

Sub: #9 False payment arrangementWed, 02/27/2013 - 13:35



Hi..I had the pleasure of dealing with Hanna's people...I was sent a letter regarding a cc amount that I owed (I knew I owed it)...I contacted them to make payment arrangements...We settled on a down payment of $#### and 5 payments of $### per month. I gave them my bank info and they authorized all the payments up front...Now keep in mind the calls are recorded...I spoke with 3 different people there regarding this payment plan and they all told me FIVE payments...Dont hear from them again until after the fifth payment was made....They called me saying I wasnt done paying...I told them I most certainly was and if there was more money to be paid, why wasn't that part of the whole authorization process?? The idiot just talked in circles. The next day closed my bank account to keep them from taking any further money from me. Almost a year later I get served with a lawsuit. I have all my documentation from the payments they took from my account as well as phone records from my cell phone showing that there was no further communication until AFTER my last payment was made...I want to know what kind of proof they need to bring as far as the recorded conversations...I know that they will be in the form of transcripts but I dont trust their people to do the right thing and not "doctor" what was actually said in the conversations. Any help of advice would be greatly appreciated!!



SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17109
Credits: 377607.33840875 Send message to SOAPLADY

Sub: #10 They do not have to come toMon, 02/04/2013 - 04:37



They do not have to come to Michigan to sue you....they would assign it to an attorney in your area.


How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Pages

Add new comment

Full HTML

  • Web page addresses and e-mail addresses turn into links automatically.

Filtered HTML

  • Web page addresses and e-mail addresses turn into links automatically.
  • Allowed HTML tags: <a> <em> <strong> <cite> <blockquote> <code> <ul> <ol> <li> <dl> <dt> <dd><img>
  • Lines and paragraphs break automatically.

Plain text

  • No HTML tags allowed.
  • Web page addresses and e-mail addresses turn into links automatically.
  • Lines and paragraphs break automatically.
CAPTCHA
This question (Case Insensitive) is for testing whether you are a human visitor and to prevent automated spam submissions.
Image CAPTCHA
Enter the characters shown in the image.
Share post


DEBTCC "Share and Win iPad" Contest

Follow and like DEBTCC



& "Get Social" for your Chance to Win iPad!!

WIN A FREE iPad

Get Social for your Chance to Win iPad

Page loaded in 1.176 seconds.