Ever heard of "FREDERICK J hANNA AND ASSOCIATES ?
THEY ARE OUT OF MARIETTA, GA. I received a "Collection letter" from a Dennis E. Henry, supposedly one of their attorneys.
I replied with a Demand letter requesting complete and accurate VALIDATION in accordance with the fdcpa. I also ask for proof that they are licensed to practice law in my state. I asked for further proof that they have in fact been retained by the Client ( Chase Bank) or if they have purchased this debt from another Collection Agency. The attorney never replied, instead he had his "legal assistant" to reply, basically stating that, "yep our Client says you owe this much money"...no Validation, no copy of the signed original agreement....nothing !
And to cap it off, the Legal Assistant...never even signed the letter she sent back to me !
I did contact the Supreme Court on line data base in my state....neither the Firm or Dennis Henry( attorney) is licensed in my state...either by annual license, or under the provisions called "PRO HAC VICE" ( limited license )
I"m pretty sure that they have bought this from another collector..in which case Chase Bank IS NOT THEIR CLIENT, and would constitute sending me "false and mis-leading presentments via US Mail. my suspicions are supported by the fact that I had received a letter from another agency regarding Chase Bank several weeks ago....and whom I 'slam-dunked" with A cease and desist letter because they could not VALIDATE THE DEBT !
I am going to send "Hanna" a DEMAND TO CEASE AND DESIST all communication and collection efforts until such time as they can provide sufficient proof that they are Licensed in my state as well as a signed affidavite or "letter from Chase Bank" authorizing them to collect for them..
Your take on all of this, please !