I just received a first letter from them today in the mail saying they have been retained for Midland funding llc for possible suit, I have no idea what this debt is possibly for. I'm going to send off a DV first thing tomorrow and see if I can get some information on what this could possibly be for. The only thing it states is that an attorney from their office has not had the chance to look over my particular file yet and of course telling me I need to pay the amount of 524.08 or they will have no choice but to proceed with legal actions. I really don't have any idea what this could possibly be for and I'm not showing Midland even on my credit report. Just wondered if anyone has heard of this law office and if they have any complaints against them or anything.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.