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Harvard Collection





Sub: Harvard Collection
Tue, 17/04/2012 11:20

Has anyone dealt with Harvard Collection? They are appearing on my credit report as a collection, however, when I call the tele number it rings fast busy and I can't get through. Also, my credit report shows it is from an old long distance debt from 4 years ago. Can they legally list on my credit report a collection without having contacted me in writing or via tele?



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Unregistered

Sub: #1 TruthTue, 04/17/2012 - 11:20



Don't ever give your info to random assholes. I don't trust anyone I don't know over the phone. They never said I owed anything, just wanted to get info from me. Asked me if I knew some random persons name. It was all really strange and then when I told her I wasn't giving my info she said then we will keep calling and hung up. I called back and became very rude and explained a few legal actions and havnt heard from them again. I don't put up with this kind of shit .


Unregistered

Sub: #2 For anyone who owes Sprint, call them. I did. I just got off theTue, 03/29/2011 - 18:02



For anyone who owes Sprint, call them. I did. I just got off the phone with a representative who said I do not owe Sprint and they do not know why Harvard Collections in on my credit report. Sprint is going to send me a letter in the mail saying I do not owe them anything.


Unregistered

Sub: #3 I recently viewed a copy of my credit report and saw I "owe" SprTue, 03/29/2011 - 17:35



I recently viewed a copy of my credit report and saw I "owe" Sprint $759.00 and it was sent Harvard Collections. I called 800-214-2098 and a lady answered the phone, didn't answer it "Harvard Collections, this is..." nothing just answered "Hello" I asked what company it was and she said Harvard Collections. I told her I'll call her back because that alone was suspicious to me. I also called the # from the website (773) 283-7500 and received a company voice mail. I don't know where this came from but I do not trust Harvard Collections.


Sub: #4 The debt collection agency can't contact your girlfriends' parenSat, 02/12/2011 - 01:51



The debt collection agency can't contact your girlfriends' parents for your debt. This is against the FDCPA rule. You can inform the debt consolidation agency about the same and ask them to directly deal with you. You should ask them to validate your debt so that you can check whether or not they own your debt account. If they don't own your debt account, then you can ask them to stop calling you any further.


Unregistered

Sub: #5 I am getting calls from Harvard supposedly bcause I owe money foFri, 02/11/2011 - 13:41



I am getting calls from Harvard supposedly bcause I owe money fo unpaid sals tax on my car that was purchased back in June. They are calling my girlfriends parents house and harassing them aswell. Is there anyway I can get them to stopcalling them.


Unregistered

Sub: #6 I paid a debt off through Harvard Collections over the phone witMon, 08/23/2010 - 08:28



I paid a debt off through Harvard Collections over the phone with a debit card (this debt was from 2008 they where sending collection letters to the wrong address I only discovered this collection by running a credit report, they where getting their letters back stamped undelieverable from what the collection agent I spoke to told me). They will not issue a receipt showing I have paid it in full, has anyone else had trouble receiving a receipt from them after you pay off your collection? Their supervisors are extremly rude and unprofessional!!!!!


paulmergel
paulmergel


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Sub: #7 [QUOTE=Anonymous;721550]Harvard Collections is a real debt colleSat, 07/10/2010 - 05:11



[QUOTE=Anonymous;721550]Harvard Collections is a real debt collection agency. I know, because I used to work there.

Let me give you some real tips on dealing with this agency.

First of all: if they call you, don't request a bill (especially if in the back of your mind you know where the charge was from). People think collection agencies just have rooms full of old bills they can rifle through and refer to at any time. When an agency receives an account, they get the name and personal information and how much the bill is for. IF WE'RE LUCKY, we collectors would get a description of what the charge was. Most of the time, you have to look at the balance and speculate at what the charges were for.

Let me make this clear: it is NOT the responsibility of the debt collection agency to prove you have a debt after they have sent the initial letter and 30 days have past. Of course, none of you know that, because you don't OPEN THE FREAKIN LETTERS WHEN THEY COME TO YOUR HOUSE! I know you don't, because I don't open them either. Legally, after that 30 days have past, you have verified that the debt is yours. So they don't have to provide anything. Sorry to break it to you, but it is the law. I invite you to look it up for yourself.

Harvard doesn't have a room full of old bills to fish through to find your old bill. Nor should they have to; it's not their responsibility to keep the bill. However, in all legitimacy, they will request ONE bill for you, provided you ask for the bill within the first contact with the agency. They will send it to the address on file (which should be the same address they sent the initial debt collection letter too...are you getting my drift?). And that will be it. It will be up to you to FORMALLY dispute your charges WITH THE AGENCY.

Also, just saying "stop calling me" isn't going to get the agency to stop calling. They have a right to continue. The only two things that stop debt collection calls for good are payment (and proper organization after payment, for all those who like to pay bills more than once and obviously don't obtain the proper paperwork afterwards) or a lawyer (which could be more expensive than just paying the stupid bill).

I'm a debtor too...I owe money, to more than one person. So I know what it's like to get those calls. But I also know what it's like to have to make those calls...it's a suck ass job, and it's why I only lasted four months (and was so traumatized I retreated back to school for better job training).

But knowing it means I know the law. So when you get those debt collection letters, pay attention to them. Don't just let things go and hope that continually ignoring collection calls will make your debt go away...

(By the way, it is EXTREMELY difficult to prove fraud. EXTREMELY. And claiming "it was a fraud" does NOT mean your debt is settled. If you don't have a piece of paper from the agency saying your debt is taken care of, it isn't taken care of...remember that...)
This post has been edited, personal insults toward other members will not be tolerated![/QUOTE]

boy oh boy another beauty.here to hoping you are sued into destitution.the way your bottomfeeder operates it will happen.keep thinking the way you are thinking.if we can put a dent in that ill-gotten commision i'm a happy man.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


Unregistered

Sub: #8 Harvard Collections is a real debt collection agency. I know, beFri, 07/09/2010 - 16:41



Harvard Collections is a real debt collection agency. I know, because I used to work there.

Let me give you some real tips on dealing with this agency.

First of all: if they call you, don't request a bill (especially if in the back of your mind you know where the charge was from). People think collection agencies just have rooms full of old bills they can rifle through and refer to at any time. When an agency receives an account, they get the name and personal information and how much the bill is for. IF WE'RE LUCKY, we collectors would get a description of what the charge was. Most of the time, you have to look at the balance and speculate at what the charges were for.

Let me make this clear: it is NOT the responsibility of the debt collection agency to prove you have a debt after they have sent the initial letter and 30 days have past. Of course, none of you know that, because you don't OPEN THE FREAKIN LETTERS WHEN THEY COME TO YOUR HOUSE! I know you don't, because I don't open them either. Legally, after that 30 days have past, you have verified that the debt is yours. So they don't have to provide anything. Sorry to break it to you, but it is the law. I invite you to look it up for yourself.

Harvard doesn't have a room full of old bills to fish through to find your old bill. Nor should they have to; it's not their responsibility to keep the bill. However, in all legitimacy, they will request ONE bill for you, provided you ask for the bill within the first contact with the agency. They will send it to the address on file (which should be the same address they sent the initial debt collection letter too...are you getting my drift?). And that will be it. It will be up to you to FORMALLY dispute your charges WITH THE AGENCY.

Also, just saying "stop calling me" isn't going to get the agency to stop calling. They have a right to continue. The only two things that stop debt collection calls for good are payment (and proper organization after payment, for all those who like to pay bills more than once and obviously don't obtain the proper paperwork afterwards) or a lawyer (which could be more expensive than just paying the stupid bill).

I'm a debtor too...I owe money, to more than one person. So I know what it's like to get those calls. But I also know what it's like to have to make those calls...it's a suck ass job, and it's why I only lasted four months (and was so traumatized I retreated back to school for better job training).

But knowing it means I know the law. So when you get those debt collection letters, pay attention to them. Don't just let things go and hope that continually ignoring collection calls will make your debt go away...

(By the way, it is EXTREMELY difficult to prove fraud. EXTREMELY. And claiming "it was a fraud" does NOT mean your debt is settled. If you don't have a piece of paper from the agency saying your debt is taken care of, it isn't taken care of...remember that...)
This post has been edited, personal insults toward other members will not be tolerated!


Unregistered

Sub: #9 They were calling me trying to get me to pay on something my broFri, 06/04/2010 - 21:38



They were calling me trying to get me to pay on something my brother owes because he listed me as a reference. I started forwarding them to a "This number has been disconnected" message. They didn't have my correct name and I refused to give them any identifying information.


Unregistered

Sub: #10 HCA have called my parents house also but did not leave any msg Fri, 04/02/2010 - 13:28



HCA have called my parents house also but did not leave any msg on my answer machine. It seem like most of the caller are calling either for debt from Sprint or IRS.


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