I am in need of some assistance. I have my hearing on Friday and wanted to know what I need to do to prepare. Back in January I was served with court papers that I was being sued by Pressler & Pressler. After doing extensive research and finding some forms to use I filed a response to the complaint and sent a request for discover to P&P. A week later I received their response stating that they refuse to answer my request. Several days later I received copies of documents that showed New Century purchased my debt from another collection agency. There was no documentation that showed any proof of the original debtor. They also provided with me a one line document that had my account number, d.o.b. which by the way was incorrect and a dollar amount of what they claimed I owed. In my request for discovery to them I requested a copy of the original credit card application, detailed analysis of my charges and proof of the debt which they did not provide to me. Any information that can be provided would be greatly appreciated.
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Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
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