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Third Party Debt Collectors

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Credits: 201.05
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I would like to remind everyone that when a third party debt collection company purchases your information, you have no contractual relationship with them nor any financial obligation with them.

They try an convince you to establish a contract with them through deception. Do not agree to anything. If a debt is in collection, the original creditor has charged the debt off and expensed the debt on their tax returns. They have been made whole for the principal, and are only entilted maybe to the interest on the loan.

Contact a lawyer.




outlaw8117
Debt Samaritan
Posts: 164
Credits: 5146.9

Sub: #1 I've heard that before. Do you have any case law to cite?
Tue, 01/23/2007 - 07:57

I've heard that before. Do you have any case law to cite?




texasconsumeractivist
Posts: 664
Credits: 1298.2

Sub: #2 As long as you DO NOT agree to send them a payment? You do not h
Tue, 01/23/2007 - 16:37

As long as you DO NOT agree to send them a payment? You do not have contractual obligation....once you send 'em a payment, your on the hook! Always, always get confirmationoif the debt & ownership. Do everything by mail!

Then you have a paper trail, ect, ect & it makes it real tough for the fly by night third party bullshitters to stick it to you.

*kapeesh*??




Jedi Mistress Ari

Posts: 2193
Credits: 31544.95

Sub: #3 I posted something in the Identity Theft forum about something l
Tue, 01/23/2007 - 16:57

I posted something in the Identity Theft forum about something like this. I am stuck in a third party collections job for the time being and it is no day at the beach, it really sucks and the accounts are not worth the paper they are printed on.

Once you start down the dark path, forever will it dominate your destiny.




texasconsumeractivist
Posts: 664
Credits: 1298.2

Sub: #4 Who is the third party & where they from ms jedi?
Tue, 01/23/2007 - 17:03

Who is the third party & where they from ms jedi?




Jedi Mistress Ari

Posts: 2193
Credits: 31544.95

Sub: #5 I work for ESM Enterprises in Pensacola, the accounts come from
Tue, 01/23/2007 - 17:09

I work for ESM Enterprises in Pensacola, the accounts come from Arvesco which I believe is in New York. Did you see my post in the Identity Theft forum? It may be of some particular interest to you.

Once you start down the dark path, forever will it dominate your destiny.




Jedi Mistress Ari

Posts: 2193
Credits: 31544.95

Sub: #6 Here is my post, the details of these accounts: http://www.de
Tue, 01/23/2007 - 17:10

Once you start down the dark path, forever will it dominate your destiny.




SUEBEEHONEY70

Posts: 4590
Credits: 65464.15

Sub: #7 How is that going, by the way, Ari?
Tue, 01/23/2007 - 17:14

How is that going, by the way, Ari?

A journey of a thousand miles begins with a single step...and becoming debt free is a journey!




Jedi Mistress Ari

Posts: 2193
Credits: 31544.95

Sub: #8 Well Sue, the girls I work with are good company and they make t
Tue, 01/23/2007 - 17:17

Well Sue, the girls I work with are good company and they make the workday go more smoothly, the accounts still don't sit well with me.

Once you start down the dark path, forever will it dominate your destiny.




texasconsumeractivist
Posts: 664
Credits: 1298.2

Sub: #9 I'll have to go research the figures on Identy Theft. One thing
Tue, 01/23/2007 - 17:26

I'll have to go research the figures on Identy Theft. One thing is for certain though, It's the easiest way to aquire the financial assests of someone else and/or destroy them.

Been there, done that!




Jedi Mistress Ari

Posts: 2193
Credits: 31544.95

Sub: #10 The expression "whistle blowing" is coming to mind.
Tue, 01/23/2007 - 17:28

The expression "whistle blowing" is coming to mind.

Once you start down the dark path, forever will it dominate your destiny.




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