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Can a creditor come to your place of employment?



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Sub: Can a creditor come to your place of employment?
Fri, 28/09/2012 16:45

I owe a money on a car loan and while I am late due to extenuating circumstances, I have the creditor visiting my place of employment and asking for me, sometimes once and twice a day. If I lose my job because of this, how can I pay him at all? Please let me know if this is illegal, quickly! Thank you!



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Debt Samaritan
Posts: 17094
Credits: 376503.51777267 Send message to SOAPLADY

Sub: #1 It is a secured debt. Doesnt sound like the poster is communicFri, 09/28/2012 - 16:45



It is a secured debt. Doesnt sound like the poster is communicating properly. Or the poster is avoiding their visits which in turn makes them return. Unless this is CA or TX, creditors can do whatever is necessary.


I suspect we are not getting the full story.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


waffles
waffles


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Credits: 30865.055798795 Send message to waffles

Sub: #2 I don't know, soaplady. I think there's a point where this goes Fri, 09/28/2012 - 16:25



I don't know, soaplady. I think there's a point where this goes outside of the realm of collection law and into full out criminal law. You can't show up to people's work, stalking them into paying you. That's pure harassment...

Is my payday lender illegal in my state?

How to deal with illegal lenders, courtesy of OhioGal

How to write a proper debt validation request, courtesy of SOAPLADY

How to deal with a Collection agency contacting you for PDLs


SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17094
Credits: 376503.51777267 Send message to SOAPLADY

Sub: #3 Nope, it not illegal. Have you called them to let them know thFri, 09/28/2012 - 15:33



Nope, it not illegal.

Have you called them to let them know the circumstances? How late are you? If it is a "buy here pay here" type lot, they can repo you at any time.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


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