DebtConsolidationCare [A+ on BBB] Logo
DebtConsolidationCare Forums
Discuss your problems and get out of debt
Get honest and blunt feedback on your debt issues from Experts for FREE
For Free Debt Counseling: Call 800-DEBT-913 or

Chase Receivables

Posts: 21
Credits: 1307.15
[Donate]

They have also called me and came to an agreed amount(half of the balance and the account stated as Paid in Full)for an old Target account. However, they keep telling me they will not send a letter agreeing that the account will be paid in full until it is paid in full. How can I get them to understand that I do not want them to send me something saying it is paid in full before I pay them, I just want a letter stating they agree to the account being settled as Paid in Full. I keep saying just to send me something in writing before I send them a dime.
I do have to say I have not sent a DV on this, but I do know the account is mine. Should I send a DV before sending them any money?
Thanks




JCEMT

Posts: 2935
Credits: 19200.35

Sub: #1 Spell it out for them if you have to, might go something like th
Wed, 01/30/2008 - 14:12

Spell it out for them if you have to, might go something like this:

"At this time I am only requesting written documentation that we have agreed to the proposal that once I have paid x amount that I will receive documentation after you have received payment stating that the debt in question is in fact paid in full."

Not too hard to understand

Regards
JCEMT




skydivr7673


Posts: 2044
Credits: 58013.665337004

Sub: #2 wow...just wow.... I cannot imagine why anyone would have suc
Wed, 01/30/2008 - 22:06

wow...just wow....

I cannot imagine why anyone would have such a hard time getting what you are asking for. Especially when you are dealing with a business on a business matter--what business today shouldnt cover their butt like that?

Debt Collector....Dunce Cap....same initials....gee, I wonder why....




FYI

Posts: 1950
Credits: 20054.35

Sub: #3 Is Chase Receivables a debt collection company?
Thu, 01/31/2008 - 04:24

Is Chase Receivables a debt collection company?

_________________

[img]http://i226.photobucket.com/albums/dd107/unclewulf/DCC/untitled.jpg[/img]




skydivr7673


Posts: 2044
Credits: 58013.665337004

Sub: #4 FYI--yes, they are a CA. I found their website at chaserec.com
Thu, 01/31/2008 - 05:13

FYI--yes, they are a CA. I found their website at chaserec.com

Iwish--what state do you live in? There may be a very easy way around this for you.




lwishman
Posts: 21
Credits: 1307.15

Sub: #5 skydivr I live in South Carolina.
Fri, 02/01/2008 - 08:27

skydivr I live in South Carolina.




skydivr7673


Posts: 2044
Credits: 58013.665337004

Sub: #6 iwish--I would check with your state's secretary of state office
Fri, 02/01/2008 - 16:17

iwish--I would check with your state's secretary of state office. Not sure of the laws in SC but many states require collection agencies to be licensed or registered. If they are required to be in your state, then check to see if they are registered. States do this as a requirement for any business, no matter where that business is located, if they wish to conduct business inside SC. If they are not registered, and they are required to be, then they cannot legally even attempt to collect from you. It would be a violation of state law.

In either case, I do not advocate skipping out on legitimate debts, and I am glad to see that you are trying to handle this one. I would check to see about the licensing requirement, but as far as trying to communicate with them I would do it in writing. That way at least you have written record of the fact that you are making genuine efforts to resolve this.




unclewulf

Posts: 3181
Credits: 31502.85

Sub: #7 [quote=skydivr7673]Debt Collector....Dunce Cap....same initials.
Fri, 02/01/2008 - 17:59

[quote=skydivr7673]Debt Collector....Dunce Cap....same initials....gee, I wonder why[/quote]


That's funny, I don't care who you are!

Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]




Unregistered

Sub: #8 Chase Receivables
Fri, 05/02/2008 - 19:21

I am having the same problem with Chase Receivables. They won't even accept anything less than the full payment on mine, and will not send me anything that says they will delete it if I pay it in full. They said it is their policy. My question is, why should I beleive that they will delete it on just their word? collection agencies lie all the time, and I have already determined they are not registered to do business in my state and they are required to be (I am in Virginia)




JCEMT

Posts: 2935
Credits: 19200.35

Sub: #9 Welcome to the community FETTKA. IF they do not have a busine
Sat, 05/03/2008 - 04:45

Welcome to the community FETTKA.

IF they do not have a business license in a state where it is required they may not conduct business in that state until they obtain proper credentials. While they may not be required to delete upon payment they must report accurately on your credit report with each payment per month. Also you can send them any amount you wish even if it's 2 cents, if they refuse payment they dishonor the contract voiding the debt.

Regards
JCEMT




Unregistered

Sub: #10 jUST THOUGHT I WOULD LET YOU KNOW THEY ARE LISENCED AND REGISTER
Thu, 06/17/2010 - 01:12

jUST THOUGHT I WOULD LET YOU KNOW THEY ARE LISENCED AND REGISTERED IN ALL STATES... Quote:
Originally Posted byskydivr7673
iwish--I would check with your state's secretary of state office. Not sure of the laws in SC but many states require collection agencies to be licensed or registered. If they are required to be in your state, then check to see if they are registered. States do this as a requirement for any business, no matter where that business is located, if they wish to conduct business inside SC. If they are not registered, and they are required to be, then they cannot legally even attempt to collect from you. It would be a violation of state law.
In either case, I do not advocate skipping out on legitimate debts, and I am glad to see that you are trying to handle this one. I would check to see about the licensing requirement, but as far as trying to communicate with them I would do it in writing. That way at least you have written record of the fact that you are making genuine efforts to resolve this.




Add new comment

CAPTCHA
This question (Case Insensitive) is for testing whether you are a human visitor and to prevent automated spam submissions.
Image CAPTCHA

Share post
-->

Page loaded in 7.109 seconds.