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CBE Group collection agency - How do consumers perceive this company?





Sub: CBE Group collection agency - How do consumers perceive this company?
Fri, 28/09/2012 20:15

So I get daily calls every half hour or so from the following number:

(515) 453-2972

It comes up on the caller ID as "IOWA CALL"

So I get numerous recorded messages on my machine to call back "Timothy" at:

800-665-5315

When I googled that number, it came up with YMCA. LoL

I live nowhere near Iowa, and I'm positive it's a CA calling, but I don't know which one, and I'll be darned if I'm going to talk to them on the phone. If I can figure out who it is, I will send them a DV letter.

Thanks!

Jenna



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SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17117
Credits: 395107.62523207

Sub: #1 Answer the damn phone andThu, 12/27/2012 - 05:24



Answer the damn phone and find out what they want!!!  Two years is not too far out....most states have an SOL of 4 or more years. 


How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #2 two to three calls per dayThu, 12/27/2012 - 00:06



When I see who it is from,I wont answer. Ido not know what debt they are trying to collect. I may be my ex wife car that was turned in over two years ago. Thought that was too far out timewise to try and collect. Amy thoughs on that.



skydivr7673
skydivr7673


Posts: 2004
Credits: 57945.828055714

Sub: #3 wow, someone really ate their wheaties today, to post this much Fri, 09/28/2012 - 20:15



wow, someone really ate their wheaties today, to post this much hot air and false nonsense in giant paragraphs....

Quote:
If it is a wrong number, TELL SOMEONE!!! and don't expect it to be removed immediatley!!! It can take 24-48 hours, but believe me, the supervisors take EXTRA steps to ensure that person doesn't receive another call.


Sorry, no dice. I can personally tell you that this is wrong. CBE has called my house looking for my wife's no-good ex husband....apparently, he took out some debts and provided our contact information to the creditors without our knowledge or consent. After telling them, recording the call while telling them, sending a cease and desist letter, and even giving them his actual contact information, they continued to call. They called my house on and off over a period of several months.....and were told the same thing each time I spoke with them. Each time, I was assured that they would remove my number from the system...and each time, it was a lie.


Quote:
But people are human and sometimes they do slip through again, or the phone numbers gets attached to a totally different file. I have seen that a lot. I know we live in an instant gratification world where we expect everything to be fixed immediately, but we also live in a world made of machines and things don't get updated until "12am"


See above, shill.....

Quote:
And the CBE group does collect on medical debt. They sue people for that.


In your last post, you said that CBE does not sue people because they are not debt buyers....now you tell us that "they sue people for medical debt"??

You do not even know what they do or don't do....so how could you possibly try to tell us??

Quote:
And as far as a "dispute" is concerned. If you disputed it within the time period it says, 30 days, then you have that right. But usally by the time it is received at a collection agency the customer shoudl have already disputed it w/ the original creditor. If the original credit found it to NOT be a valid dispute, then they send it off to be collected. It is the consumers responsibility to follow up on disputes. They can't just dispute something then expect it to go away.


Sorry, wrong again. Seeing how you lectured us at boring length about how much training you had on the FDCPA, perhaps you can point out the section of the FDCPA for us, and post it here, that allows a debt collector to ignore a dispute because the debt was already disputed with the OC or anyone else.....?? you are simply wrong--there is not one word in the FDCPA that excuses a debt collector from their obligation to validate no matter how many times the debt has been disputed in the past, and who it was disputed with. Sounds like you need another "intense, fail-safe three week FDCPA training course" there, chief....


Quote:
And I would say 90 % of disputes these days are over interest and fees. That is not a valid dispute.


And you are wrong again. Notice how the FDCPA allows a consumer to dispute the debt "or any portion thereof"?? wow, you really are failing here. You tried so hard to tell us about the "extensive" training in the FDCPA that you received, and at the same time, you are failing miserably with every claim you make!

Quote:
And also, family fraud is not fraud.


And also, you are wrong. It is. The law provides that ANYONE has the ability to commit fraud against ANYONE--family or not. There is not one provision in the FDCPA that allows you to nullify family fraud simply by crying foul over it. People can and do get arrested every day in this country for ripping off family or friends....just because you claim otherwise, that doesnt overrule the law.


Quote:
It states all of this in people's contracts, if they would read them. Not reading a contract does NOT negate someone from their responsibility. In fact, its makes them that more responsible.


I cannot recall a time when CBE, or most other CAs for that matter, was ever able to even produce a contract. And as far as I am concerned--and as far as the courts are concerned too--if you cannot produce a contract, then you cannot attempt to bind a consumer to the terms and conditions of a contract. Simple principle of law, son....

Quote:
As far as the settlement part is concerned. if you paid AFTER the due date or you didn't fufill your part of the settlment, it is null and void, then they will send it on to the next agency. Say you are in a 3 month settlment. Your 2nd payment bounces. You have either 30 days to make that payment in addition to the 3rd payment. If you only make up the one payment and then WAIT another 30 days to make your 3rd payment, that settlment is null and void. You have to make a payment every 30 days or less. If you are a day over, they can null your settlement. i know it doesn't seem fair, but be lucky your getting a settlment. Agencies DO NOT have to offer settlement, even creditors don't. But they do. The least a consumer can do is make sure it gets paid and gets paid on time.


The least that debt collectors could do is stop ignoring the law. Eventually, enough people like me will haul your collective butts into enough courts, and your breed will learn that it's too costly to continue to conduct business outside of the law.


Quote:
And ANOTHER thing, interest and fess only accrue for 6 months.


wow, what dream world are you pulling this information from?


Quote:
NOw on a small balance, that isn't much. Its typically $35x6 for late fees, then what little interst has accrued. If I hear one more time that the balance is "interst and fees" I am going to scream. Interest and fees are what people AGREED TO when they signed their names.


PRODUCE THOSE AGREEMENTS THEN--produce the ORIGINAL AGREEMENTS bearing the signatures of the company rep and the consumer you're hounding! If the consumer agreed to the terms, then PROVE IT. ANYWHERE ELSE YOU GO IN THE BUSINESS WORLD, records like that MUST be kept....so why in the bluest of blue hells do you think you should get a pass on that? PROVE IT. ANYWHERE ELSE IN BUSINESS, if I am going to charge you ANY kind of interest, fee, etc etc, I MUST be able to prove it.


[QUOTE]Ignorance is not an excuse and debt collectors need to stop it.[/QUOTE]

There, fixed that for you.

Quote:
On a large balance, yes the interest may accrue and make a significant dent, but its not thousands upon thousands of dollars that people think. usually the cap on interest is 30%, usually. I can't speak for all banks. But, please pass this on.


So, when a person is told that they ran up a $1000 credit card balance 9 years ago, and the debt collector today is demanding payment in full on a balance of $5K or even more, YOU TELL US where that extra money gets tacked on from! There is no other place it could come from aside from interest and fees. the card is no longer being used, right? So where else could the fees come from? We're talking about debts that have not been sued over, so you cannot call it court costs, etc.

This scenario happens every day in America--we see people all the time in this forum posting these kinds of numbers. Happens EVERY DAY. And you are the only one being fooled if you think that the interest is not being charged still to come to such ridiculous amounts.....

Quote:
Their should be classes for people who open loans and credit cards, and it shouldn't be on an online forum. I am honestly glad they tightened down the business, but the collection agencies and the banks have hurt a lot because of it.


Have you been paying any attention to the news this year? Or last year? Is it any wonder that the largest debt collection firms in the nation are being hit with massive numbers of lawsuits? How many different state AG's offices have sued Midland and company over the robo-signed mess?? And they STILL use those affidavits today!! There are currently two people whom I am personally helping as we speak that have been sued by this bottom-feeder Midland...and in both cases these exact affidavits were filed by Midland with the courts!

There should be classes? You already went through classes on the FDCPA, and clearly those classes failed....


paulmergel
paulmergel


Posts: 15334
Credits: 126605.28475864

Sub: #4 buzz offFri, 09/28/2012 - 10:54



typical filibuster from a humanoid.first each state has it's own collection laws.second to elaborate MA only allows two collection calls a week.so please take your blither elsewhere.last thing there are posts too numerous to mention that state they said you are calling the wrong person.you respond by yelling and accusations of lying so again take it elsewhere.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17117
Credits: 395107.62523207

Sub: #5 Quote:I just hate it when these kinds of forums are out there anFri, 09/28/2012 - 09:52



Quote:
I just hate it when these kinds of forums are out there and make it so much harder for a collection agency to do their job. They have a right and can call until a CAD comes in.


Unfortunately too many collection agencies break the law including CBE Group. We just inform them of their legal rights.

Quote:

Of which, they are NOT paying out in lawsuits.


Total BS. I personally know of one $8000 lawsuit that was paid out for FDCPA violations..and I quite enjoyed my trip to Mexico thanks to CBE.

Cases 1 - 20 of 144
Bobowski v. CBE Group, Inc. et al

Filed: September 26, 2012as 1:2012cv07714Updated: September 27, 2012 01:08:21
Plaintiff: David Bobowski??
Defendants: CBE Group, Inc. and Does 1 through 10, inclusive
Cause Of Action: Fair Debt Collection Act

Court:Seventh Circuit > Illino is > Northern District Court
Type:Other Statutes > Consumer Credit

Ray mond Yowell v. Robert Abbey, et al

Filed: September 26, 2012as 12-17158Updated: September 26, 2012 22:24:40
Defendant - Appellant,s: ROBERT ABBEY, HELEN HANKINS and DEPT OF TREASURY, FIN MGMT SVCS
Defendant,s: CBE GROUP, INC., JIM PITTS, JAMES CONNELLEY and DENNIS JOURNIGAN
Plaintiff - Appellee,: RAYMOND D. YOWELL

Court:Ninth Circuit > Circuit Court
Type:Civil Rights > Other Civil Rights

Fehrenbach v. CBE Group, Inc., The

Filed: September 10, 2012as 3:2012cv02200Updated: September 24, 2012 20:38:45
Plaintiff: Anthony Fehrenbach??
Defendant: CBE Group, Inc., The??
Cause Of Action: Fair Debt Collection Act

Court:Ninth Circuit > Cali fornia > Southern District Court
Type:Other Statutes > Consumer Credit

[URL="http://dockets.justia.com/docket/colorado/codce/1:2012cv02375/13544 7/"]Livingston v. CBE Group, Inc., The [/URL]

Filed: September 6, 2012as 1:2012cv02375Updated: September 13, 2012 23:34:13
Plaintiff: Doetta Livingston??
Defendant: CBE Group, Inc.,The
Cause Of Action: Fair Debt Collection Act

Court:Tenth Circuit > Color ado > District Court
Type:Other Statutes > Consumer Credit

Ihde v. The CBE Group Inc

Filed: September 5, 2012as 2:2012cv00906Updated: September 19, 2012 06:30:24
Plaintiff: Darcy Ihde??
Defendant: The CBE Group Inc
Cause Of Action: Fair Debt Collection Act

Court:Seventh Circuit > Wisco nsin > Eastern District Court
Type:Other Statutes > Consumer Credit

Martinez v. The CBE Group, Inc.

Filed: August 30, 2012as 1:2012cv06957Updated: September 27, 2012 06:04:10
Plaintiff: Nicolas Martinez??
Defendant: The CBE Group, Inc.
Cause Of Action: Fair Debt Collection Act

Court:Seventh Circuit > Illino is > Northern District Court
Type:Other Statutes > Consumer Credit

Relander v. CBE Group, Inc., The et al

Filed: August 17, 2012as 0:2012cv02020Updated: September 16, 2012 00:17:06
Plaintiff: Brett R. Relander??
Defendants: CBE Group, Inc., The, Lane Johnson, Courtney Woolley and Jane Doe
Cause Of Action: Fair Debt Collection Act

Court:Eighth Circuit > Minne sota > District Court
Type:Other Statutes > Consumer Credit

[URL="http://dockets.justia.com/docket/colorado/codce/1:2012cv01999/13472 8/"]Gomez v. The CBE Group, Inc. [/URL]

Filed: July 31, 2012as 1:2012cv01999Updated: September 25, 2012 23:05:13
Plaintiff: Anthony Gomez??
Defendant: The CBE Group, Inc.
Cause Of Action: Fair Debt Collection Act

Court:Tenth Circuit > Color ado > District Court
Type:Other Statutes > Consumer Credit

Kayren v. The CBE Group, Inc.

Filed: July 16, 2012as 1:2012cv02103Updated: August 16, 2012 00:37:08
Plaintiff: Nhelta Kayren??
Defendant: The CBE Group, Inc.
Cause Of Action: Fair Debt Collection Act

Court:Fourth Circuit > Maryla nd > District Court
Type:Other Statutes > Consumer Credit

Kayren v. The CBE Group, Inc.

Filed: July 16, 2012as 8:2012cv02103Updated: September 10, 2012 21:02:24
Plaintiff: Nhelta Kayren??
Defendant: The CBE Group, Inc.
Cause Of Action: Fair Debt Collection Act

Court:Fourth Circuit > Maryla nd > District Court
Type:Other Statutes > Consumer Credit

Ray mond Yowell v. James Connelley, et al

Filed: July 11, 2012as 12-16552Updated: July 18, 2012 04:14:12
Defendant - Appellant,s: JAMES CONNELLEY and DENNIS JOURNIGAN
Defendant,s: ROBERT ABBEY, HELEN HANKINS, DEPT OF TREASURY, FIN MGMT SVCS, CBE GROUP, INC. and JIM PITTS
Plaintiff - Appellee,: RAYMOND D. YOWELL

Court:Ninth Circuit > Circuit Court
Type:Civil Rights > Other Civil Rights

Quintana v. The CBE Group, Inc.

Filed: July 1, 2012as 1:2012cv01707Updated: September 23, 2012 06:12:21
Plaintiff: Ardie Quintana??
Defendant: The CBE Group, Inc.
Cause Of Action: Fair Debt Collection Act

Court:Tenth Circuit > Color ado > District Court
Type:Other Statutes > Consumer Credit

Wreyford v. The CBE Group, Inc.

Filed: June 18, 2012as 1:2012cv02084Updated: September 10, 2012 20:31:09
Plaintiff: Hayden Wreyford??
Defendant: The CBE Group, Inc.

Court:Eleventh Circuit > Georgi a > Northern District Court
Type:Other Statutes > Consumer Credit

KRUKIEL v. CBE GROUP, INC. et al

Filed: June 5, 2012as 2:2012cv03373Updated: August 28, 2012 23:01:41
Plaintiff: DARREN KRUKIEL??
Defendants: CBE GROUP, INC. and DOES 1-10
Cause Of Action: Fair Debt Collection Act

Court:Third Circuit > New Jersey > District Court
Type:Other Statutes > Consumer Credit

Mark Galaviz v. The CBE Group Inc et al

Filed: June 1, 2012as 5:2012cv00874Updated: August 24, 2012 22:02:45
Plaintiff: Mark Galaviz
Defendants: Does and The CBE Group Inc

Court:Ninth Circuit > Cali fornia > Central District Court
Type:Other Statutes > Consumer Credit

Cooper v. CBE Group, Inc. et al

Filed: May 25, 2012as 1:2012cv04093Updated: August 17, 2012 23:37:13
Plaintiff: Timothy Cooper??
Defendants: CBE Group, Inc. and Does 1-10
Cause Of Action: Fair Debt Collection Act

Court:Seventh Circuit > Illino is > Northern District Court
Type:Other Statutes > Consumer Credit

Myrick v. The CBE Group, Inc.

Filed: April 26, 2012as 1:2012cv21569Updated: July 18, 2012 03:46:40
Plaintiff: Yaumary Myrick??
Defendant: The CBE Group, Inc.
Cause Of Action: Fair Debt Collection Act

Court:Eleventh Circuit > Florid a > Southern District Court
Type:Other Statutes > Consumer Credit

Smith v. The CBE Group, Inc.

Filed: April 18, 2012as 3:2012cv01187Updated: July 18, 2012 02:27:20
Plaintiff: Vanessa Smith
Defendant: The CBE Group Inc
Cause Of Action: Fair Debt Collection Act

Court:Fifth Circuit > Texas > Northern District Court
Type:Other Statutes > Other Statutory Actions

Samples et al v. The CBE Group, Inc.

Filed: April 17, 2012as 3:2012cv00386Updated: July 18, 2012 02:26:33
Plaintiffs: Stephen Samples and Denise Samples
Defendant: The CBE Group, Inc.
Cause Of Action: Fair Debt Collection Act

Court:Sixth Circuit > Tenne ssee > Middle District Court
Type:Other Statutes > Other Statutory Actions

ZIEBERT v. THE CBE GROUP, INC.

Filed: April 11, 2012as 2:2012cv01848Updated: July 18, 2012 02:21:37
Plaintiff: PETER ZIEBERT
Defendant: THE CBE GROUP, INC.
Cause Of Action: Fair Debt Collection Act

Court:Third Circuit > Pe nnsylvania > Eastern District Court
Type:Other Statutes > Other Statutory Actions




Quote:

This is a company that collects for the federal government on two different portfolios, but thanks to the thugs in the legislature we got one taken away.


As a general rule, Federal contracts are awarded on performance and taken away for lack of performance/fdcpa violations/client compaints etc. I worked for one of CBE competitors in Minneapolis on the DOE contract. We always out performed CBE and our complaint level was a third of CBE's.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #6 one more thing....Fri, 09/28/2012 - 09:26



If it is a wrong number, TELL SOMEONE!!! and don't expect it to be removed immediatley!!! It can take 24-48 hours, but believe me, the supervisors take EXTRA steps to ensure that person doesn't receive another call. But people are human and sometimes they do slip through again, or the phone numbers gets attached to a totally different file. I have seen that a lot. I know we live in an instant gratification world where we expect everything to be fixed immediately, but we also live in a world made of machines and things don't get updated until "12am"

And the CBE group does collect on medical debt. They sue people for that.

And as far as a "dispute" is concerned. If you disputed it within the time period it says, 30 days, then you have that right. But usally by the time it is received at a collection agency the customer shoudl have already disputed it w/ the original creditor. If the original credit found it to NOT be a valid dispute, then they send it off to be collected. It is the consumers responsibility to follow up on disputes. They can't just dispute something then expect it to go away. And I would say 90 % of disputes these days are over interest and fees. That is not a valid dispute. And also, family fraud is not fraud. It states all of this in people's contracts, if they would read them. Not reading a contract does NOT negate someone from their responsibility. In fact, its makes them that more responsible.

As far as the settlement part is concerned. if you paid AFTER the due date or you didn't fufill your part of the settlment, it is null and void, then they will send it on to the next agency. Say you are in a 3 month settlment. Your 2nd payment bounces. You have either 30 days to make that payment in addition to the 3rd payment. If you only make up the one payment and then WAIT another 30 days to make your 3rd payment, that settlment is null and void. You have to make a payment every 30 days or less. If you are a day over, they can null your settlement. i know it doesn't seem fair, but be lucky your getting a settlment. Agencies DO NOT have to offer settlement, even creditors don't. But they do. The least a consumer can do is make sure it gets paid and gets paid on time. And ANOTHER thing, interest and fess only accrue for 6 months. NOw on a small balance, that isn't much. Its typically $35x6 for late fees, then what little interst has accrued. If I hear one more time that the balance is "interst and fees" I am going to scream. Interest and fees are what people AGREED TO when they signed their names. Ignorance is not an excuse and people need to stop it. On a large balance, yes the interest may accrue and make a significant dent, but its not thousands upon thousands of dollars that people think. usually the cap on interest is 30%, usually. I can't speak for all banks. But, please pass this on. Their should be classes for people who open loans and credit cards, and it shouldn't be on an online forum. I am honestly glad they tightened down the business, but the collection agencies and the banks have hurt a lot because of it.


Unregistered

Sub: #7 Previous EmployeeFri, 09/28/2012 - 09:07



I too have worked for the CBE Group. Though i may not have left on the best of terms, I did work for them for over 5 years and was in management. I have been in collections for over 12 years and I have also worked for a VERY large bank. Over the years the industry has changed dramatically. Thanks in part to people who really don't know the law and have really gotten lucky, or people who get on forums, such as this, and think that they know it all. The CBE Group, though annoying at times, know their laws. They have been in business for years and have 4 different offices and are making a ton of money. Of which, they are NOT paying out in lawsuits. They have all their T's crossed and their I's dotted. This is a company that collects for the federal government on two different portfolios, but thanks to the thugs in the legislature we got one taken away. The CBE group prides itself on following the law and they do so. If people are not doing the right thing, they get fired. They refuse to compromise their reputation because someone can't act respectful to people on the phone. The old days of badgering people and getting away with it are in the past. Yes, I am sure there are companies out there that do in fact do these deceptive practices, but I can guarantee you, the CBE Group is not one of them. All employees are subjected to 3 weeks of training, of which they must pass the FDCPA test. They are then tested every 6 months on the FDCPA and state laws. We were required to know all state laws that pertained to collection laws. This includes the time we can call, to what we can offer. They always erred on the side of caution. The CBE Group learned from other collection agencies mistakes, which I will not name. And all collection agencies are pretty much on automatic dialer systems. Which means, its not an actual person calling, its a machine. And when this happens, then wrong numbers are loaded into the dialer. When a number is bad, then the name of the person gets sent out and is ran through a gigantic database and pretty much any phone number that has EVER been associated with that person comes back as a possible phone number. Did you know when you order pizza from your local pizza joint or chinese joint,, that those numbers are sold to 3rd parties? People don't realize just how we get numbers. heck, we don't even know half the time, but we were told that from a vendor. No, I don't work for them anymore, but they were good to me when I did. people don't realize that they put themselves in this situations. Also, CBE is NOT a debt buyer. The companies that place their accounts with CBE still OWN them and still have rights. The large bank I worked for before would send out their charged off credit cards for 6 months, get them back, send out 2 settlement letters to the customer, and then would sell the debt. Not all banks work like that, but that bank did. If CBE owned the debt, then they would have the ability to sue the customer. But, they don't owe it, so they cant. CA that OWN debt CAN sue and WILL sue, I know this from personal experience. Creditors that still own the debt, typicaly send it out to 2-3 agencies before they sell it. During which time the creditor can sue when they get it back from sending it out. Again, all banks are different. The bank i worked for followed the FDCPA, even though they didn't need to because they were not a 3rd party. I just hate it when these kinds of forums are out there and make it so much harder for a collection agency to do their job. They have a right and can call until a CAD comes in. And even then, if they told us to stop calling, we stopped. Just because they don't want to be sued. It's just ridiculous how far and how much people just want to smash and ruin companies because they think they were wronged. I am not going to rant and go on about people not paying their bills. I have been in the same situation and I can relate. But this whole idea that because someone is calling when they are not supposed to, or calling the wrong person, or repeatidly calling, yes, it may seem like it. But they are only allowed to call every two hours. the FDCPA does NOT define harrassment, however it does list examples. Calling someone every 2 hours or whatever the law may be for your STATE is within the agencies means and they are not breaking the law, then they have every right to. If people don't LIKE that, then they need to petition their legislature or senate because THEY make the laws, NOT the creditors and NOT the CA.


SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17117
Credits: 395107.62523207

Sub: #8 Quote:It simply isn't true that CBE will stop calling if you telThu, 09/27/2012 - 15:27



Quote:
It simply isn't true that CBE will stop calling if you tell them they have the wrong number.
Pretty simple method to make them stop calling. Send them a cease and desist in writing instead of wasting an attorneys time and your money.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #9 I disagreeThu, 09/27/2012 - 12:37



It simply isn't true that CBE will stop calling if you tell them they have the wrong number. I have done that at least three times and I am still getting calls. They don't give their company name or comply with Fair Debt Collection Practices. I do not have any past due debts and I have not given permission for me to call me, but they robo dial my cell phone multiple times a day and it is now interfering with my ability to conduct business because they fill up my voice mail and clients can't reach me. While I don't hold the callers personally responsible, I do plan to get legal assistance. ;)


SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17117
Credits: 395107.62523207

Sub: #10 Legal calling time is from 8am to 9pm. So if they are calling ySat, 07/07/2012 - 06:04



Legal calling time is from 8am to 9pm. So if they are calling you at 930, that would be an FDCPA violation.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


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