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Forster and Garbus law firm - Has anybody heard of them before?

has anyone ever heard of or dealt with forster & garbus law firm in ny before?




Anthony Lemons
Debt Samaritan
Posts: 1834
Credits: 19874.7

Sub: #1 forster & garbus
Mon, 07/02/2007 - 13:33

Are they listed on the web? If not, they are most likely a bogus company. If they are in buffalo New York, go to Bud Hibbs website, and he can tell you how to deal with these bottom feeders.

Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/




fedupinpa

Posts: 1512
Credits: 22475.25

Sub: #3 forster & garbus collection
Mon, 07/02/2007 - 17:23

Are they contacting you? If so, for what? Are they trying to collect a debt?

It amazes me how many law firms are actually in debt collection. Can you imagine going to school all that time and coming up to call people on the phone and collect debt. It is almost like targeting telemarketing to collect debt. Is this a sign that maybe some of them should not have went to law school in the first place. I would think that if I invested all that time, it would be a great disapointment to be collecting debt, right? or is there big bucks in it. Mine was only for $1000, for one and for $2800 for another, two different firms. Seems like the ambulance chasers would make more!?????????

Working my way out of this debt, one day at a time!




Unregistered

Sub: #4 forster and garbus complaints
Tue, 07/03/2007 - 12:31

yes they are trying to collect a debt but they havent even gave me any proof that the debt is valid. Can they do this?




cajunbulldog

Posts: 4859
Credits: 42498.45

Sub: #5 Send them a dv letter.Look in the third link in my signature at
Tue, 07/03/2007 - 17:56

Send them a dv letter.Look in the third link in my signature at the bottom of my post.

Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.




Unregistered

Sub: #6 can forster and garbus charge me interest?
Wed, 10/31/2007 - 16:10

I recieved a package from them with bills form the original creditors but the amount is totally different from what theyare asking for. I have requested for them to show me how interests and fees are tacked on but they never showed it. They doubled the amount from original. Is there anyway i can get them to take off all those extra fees,interests and get a 40-60% off the original amount? Can they really charge me interests?




JCEMT

Posts: 2935
Credits: 19200.35

Sub: #7 forster and garbus summons
Wed, 10/31/2007 - 18:52

Sound like they may be trying to access interest that may not be legal. I would send them another letter requesting the information that they did not provide as they did not provide full validation of the debt. Also, did they provide you any documentation that they are able to legally collect? (i.e. a copy of the original contract) By the way have you received summons from them?

Regards
JCEMT




Anthony Lemons
Debt Samaritan
Posts: 1834
Credits: 19874.7

Sub: #8 forster & garbus letter
Thu, 11/01/2007 - 11:28

Do as Cajun stated; send them a Letter of Validation via certified mail.

Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/




Anthony Lemons
Debt Samaritan
Posts: 1834
Credits: 19874.7

Sub: #9 forster & garbus validation
Thu, 11/01/2007 - 11:30

Attempt to Validate Debt.

Quote:
Under the Federal Debt Collection Practices Act, you are allowed to challenge the validity of a debt that a collection agency states you owe to them. Use this letter and the following form to make the agency verify that the debt is actually yours and owed by you. Keep a copy for your files and send the letter registered mail.

Your Name
123 Your Street Address
Your City, ST 01234

ABC Collections
123 NotOnYourLife Ave
Chicago, IL

Date:

Re: Acct # XXXX-XXXX-XXXX-XXXX

To Whom It May Concern:

This letter is being sent to you in response to a notice sent to me on September 30, 2002). Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is NOT a request for ???????verification??????? or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.

Please provide me with the following:


What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent

At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau????????s (Equifax, Experian or TransUnion) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent I will not hesitate in bringing legal action against you for the following:

Violation of the Fair Credit Reporting Act
Violation of the Fair Debt Collection Practices Act
Defamation of Character
If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.

Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.

If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.

I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.

It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records, any information obtained shall be used for that purpose.

Best Regards,

Your Signature
Your Name

Where there are hard working people being harassed or threatened, I will be there. My site: http://anthonylemons.blogspot.com
Avoid these Agencies: http://www.budhibbs.com/coll_to_avoid_list.htm
Contact any government official here: http://www.congress.org/congressorg/home/ Contact any State Attorney General: http://www.naag.org/
Federal Trade Commission: http://www.ftc.gov/




Unregistered

Sub: #10 why whats the problem
Wed, 12/05/2007 - 14:44

why whats the problem




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