I just found out that my bank account has been garnished by a credit card collection agency. I am in total shock and need advice from those this has happened to. The paperwork (Writ of Execution) was signed by the judge on 10/1, but i didn't receive anything in the mail until 10/17. I have not received any notice from my bank. My account is usually in the negative, so I am not sure how they will garnish on a negative balance. How long does the bank have to freeze funds? Will they wait until funds are there before they freeze? I am just not sure of what to do or what rules need to be followed by each side? Do I stop direct deposit of my paycheck into my account? Thanks in advance for your answers. :)
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