bad checks - certegy


we wrote a couple bad checks to the place where you gamble (for some reason it won't let me post the "c" word) and now them have been sold to certegy. we plan on paying as many of these checks as we can before we file chapter 7 in may. can these be included in the bankruptcy if we can't pay off all of them? or will we be arrested for bad check writing?


fedupinpa

Posts: 1512
Credits: 22475.25

Sub: #1 In most states writing bad checks is a crime and I do not believ
Mon, 03/26/2007 - 18:19



In most states writing bad checks is a crime and I do not believe that you can charge them off in a bankruptcy.

Working my way out of this debt, one day at a time!


Roadwarrior
Debt Samaritan
Posts: 639
Credits: 1205.9

Sub: #2 I would say first get a hold of your gambling problem,then take
Mon, 03/26/2007 - 17:41



I would say first get a hold of your gambling problem,then take it from there!


Trenity
Posts: 506
Credits: 6313

Sub: #3 You must check with your state laws first. Someone writing a bad
Mon, 03/26/2007 - 12:59



You must check with your state laws first. Someone writing a bad check intentionally and in order to avoid the payments will come under strict legal actions according to the laws.

You need to call Certegy and confirm that they have your file with them. Get the debt validated in writing because they are bound to follow the federal laws. Read the FDCPA for the complete understanding on legal collection practices. Then you need to plan on repayments


ramj70
Posts: 194
Credits: 2276.9

Sub: #4 bad checks
Mon, 03/26/2007 - 12:10



As far as I know writing a bad check can bring criminal charges in every state. I see the court documents for these quite a bit in my job and in every state. As swedishgirl said, check with your attorney and try to get this taken care of as soon as possible.


swedishgirl
Posts: 326
Credits: 3632.35

Sub: #5 I believe you can discharge them in chapter 7 bankruptcy. You ne
Mon, 03/26/2007 - 12:03



I believe you can discharge them in chapter 7 bankruptcy. You need to contact your bankruptcy attorney and ask them.

I'm all right, Jack. Keep your hands off of my stack! - Pink Floyd


finsfan13

Posts: 6934
Credits: 65210.6

Sub: #6 I think it depends where you are..In Michigan writing bad checks
Mon, 03/26/2007 - 11:53



I think it depends where you are..In Michigan writing bad checks is a crime.

26.2
Detroit Marathon, October 2009


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