I'm just reaching out to see if anyone has had any dealing's with Admin Recovery. Their attempting to collect on a debt for Rooms to Go. I can't seem to find much information about them. Also, I was wondering how I can go about checking to see if their licensed to collect in Louisiana.
Below is a sample of their debt vierification, which I don't think is good enough. Any suggestions would be helpful.
Original Creditor: Shoppers Charge/Rooms To Go
Dear ASHLEY ,
This is a demand for payment of the original debt incurred by you. The debt identified above was sold by Shoppers Charge, all of your rights and obligations regarding this contract have been assigned to this office.
Your past due contract is currently being reviewed. You may choose to resolve this matter with one of the following options: (1) You may pay the balance in full in the amount of $1,325.52 with certified funds or; (2) You may contact this office to make an acceptable payment arrangement.
If you have any questions relative to the above referenced matter, please do not hesitate to contact our office toll free at 1-866-703-7961, Monday through Friday 8:00am-9:00pm EST. Please refer to the file number indicated above.
All payments are to be remitted to: Admin Recovery LLC, 5930 Main St Williamsville NY, 14221.
UNLESS YOU NOTIFY THIS OFFICE WITHIN THIRTY (30) DAYS AFTER RECEIVING THIS NOTICE THAT YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, THIS OFFICE WILL ASSUME THAT THIS DEBT IS VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THIRTY (30) DAYS FROM RECEIVING THIS NOTICE, THIS OFFICE WILL OBTAIN VERIFICATION OF THE DEBT OR OBTAIN A COPY OF THE JUDGMENT AND MAIL YOU A COPY OF SUCH JUDGMENT OR VERIFICATION. IF YOU REQUEST IN WRITING WITHIN THIRTY (30) DAYS AFTER RECEIVING THIS NOTICE, THIS OFFICE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OR THE ORIGINAL CREDITOR IF
DIFFERENT FORM THE CURRENT CREDITOR.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.