Ok I received a notice from these people Aug of last year. A sheriff notice served me and explained I needed to respond in 20 days. I live in PA. 2 days later I filed my response in court stating I did not know who there are and wanted proof I owned this debt. I also sent the letter cmmr to their office as well. I never received anything back to date.
Now I am being told they have on file a judgment on me from July??? of last year. How is that possible if I was served in Aug?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.