Afni Collections agency - How to handle the collector
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Afni, Inc offers collection, insurance and debt purchase services to leading companies in the US. If your debt account is held by Afni Collections, it is essential to check out the topics given below to know about how this collection agency treats debtors and how to deal with them.
Afni Collections agency complaints - How to deal with them
The community members and guests participating in the DebtCC forum have shared their feedback on the collection agency. Below are some of the complaints they've made. Check out these complaints and learn how you should be dealing with Afni Collections.
- Changing dates related to the debt account: One community member says that the Afni Collections tried to change dates on an account even though the Statute of Limitations had already expired. The member repeatedly sent validation letters but the collection agency (CA) didn't respond with any proof that the member owed the money. What Afni Collections wanted was for the member to pay the entire amount. Learn more....
If you're in a similar situation, and you're not certain that you owe money to Afni collections, do not make any payment towards the bill unless the CA validates your debt. Moreover, if the SOL is over, you may avoid making even a partial payment towards the bill. That's because it may start the SOL all over again! Learn more about how to handle collection agencies...
- Harassing debtors: People have complained about Afni Collections agency harassing them for debt account where the SOL has expired. The CA is also said to contact people about payments on bills that they haven't applied for. Find out more....
If you've been contacted by the CA about an old account and you're sure that the SOL in your state has expired, send them an Expired SOL Notification letter and remind them that they can no longer sue you about the debt.
- Not willing to validate debt: Consumers often complain that Afni Collections agency is not willing to validate the bill that they claim you owe. The only option left for the consumer is to file a complaint with the State Attorney General. At times, the consumers' attorneys have even sued Afni Collections agency. Learn more...
- Reporting credit information incorrectly: Afni Collections agency reports incorrect information to the credit bureaus. One consumer says that Afni reported inaccurate information to the credit bureau, and as a result of that the consumer's credit report showed an account with Nextel he had never had. The consumer claimed that when he had an open account with Nextel, it has showed a zero balance on his credit report. So, he actually didn't have any outstanding balances on the account. The consumer disputed the information 3 times and each time the response from the CA was that the account status had been verified and reported correctly. Find out more...
If you are in a similar situation, talk to the credit bureaus and have them remove the incorrect information from your credit report if it can't be verified. When you communicate with the credit bureau, provide them with the copies of the documents that prove the information was reported incorrectly. Your letter to the bureau should indicate clearly which items you are disputing and have facts to support your claim. Once you contact the bureaus to dispute inaccurate information, the credit bureau should investigate and remove any errors from your report within 30 days.
How to contact Afni Collections agency
You can call Afni Collections: (877) 403-0670 or use the following address:
PO Box 3427 Bloomington, IL 61702-3427
You can even contact the CA using the Afni Collections fax number: (309) 828-0931