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Afni Collections agency - How to handle the collector

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Afni, Inc offers collection, insurance and debt purchase services to leading companies in the US. If your debt account is held by Afni Collections, it is essential to check out the topics given below to know about how this collection agency treats debtors and how to deal with them.


Afni Collections agency complaints - How to deal with them

The community members and guests participating in the DebtCC forum have shared their feedback on the collection agency. Below are some of the complaints they've made. Check out these complaints and learn how you should be dealing with Afni Collections.

How to contact Afni Collections agency

You can call Afni Collections: (877) 403-0670 or use the following address:


Afni, Inc.
PO Box 3427 Bloomington, IL 61702-3427

You can even contact the CA using the Afni Collections fax number: (309) 828-0931



Frogpatch



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Sub: Afni Collections agency - How to handle the collector
Tue, 05/11/2013 23:52

My wife got a call from afni collections regarding a bill that they said was from Verizon that was dated several months after we moved from where that phone service was. When my wife told the woman to send her a detailed validation she was told that all the law required was the total. Well thanks to this site my wife knows better. Then she wanted my wife to go to a "grocery store" to receive a fax. Yeah right.
I went on line and look what I found. Holey Moley!
Check out this link about them.
budhibbs.com/debtcollectorpages/AFNI.htm or go to budhibbs.com and click on the list of agencies to avoid. This bunch is one oh the worst.
Big junk debt scam of afni collection agency. It was no coincidence that they tried to change the date. Statute of limitations had run out on this in a few months ago if she owes it at all. I am getting tired of sending validation letters to afni collections but here we go again.
Beware of afni collections scam! This is a huge scam by a company that apparently is trying to climb out of thier own financial mess!


Escape the Payday Loan Trap http://tinyurl.com/pdltrap
Article-When the Debt Collector Calls


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OhioGal1
OhioGal1


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Sub: #1 Statutes of limitations are determined by state law. What stateMon, 08/27/2012 - 06:39



Statutes of limitations are determined by state law. What state do you live in?

How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.


Unregistered

Sub: #2 AfniFri, 08/24/2012 - 18:33



What is the statute of limitations on collections


Unregistered

Sub: #3 I would like to know if sending a complaint to attorney general Thu, 06/30/2011 - 11:19



I would like to know if sending a complaint to attorney general helped you. I would also like to know if you sent the complaint to attorney general of the state where you live or the state in which AFNI's head office is located. I want to follow the same course. In past people from AFNI have called my house and threatened my kids saying they can destroy their father's credit and get him arrested if debt is not paid (meaning me). The collection is wrong. I truly don't owe. The collection has travelled from cellular one in 2005 to AT&T when latter bought the former company. And in fact I have spoken to Cellular One and AT&T many times over in the past and been told by them to forget the collections as they realized every time that I never actually got the service nor used it, but I have not saved the letters from them in past. This collection in my credit report is stopping me from refinancing my house at this time. Now, I understand why some people after going through so much of shit sometimes go and try to physically harm others. Besides, the people from this agency are very rude and use very very fould language at times, so foul that you want to get inside the phone and slap the man on the other side. Wish it was possible then I would take a baseball bat with me.


paulmergel
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Sub: #4 well let me educate some people.btw great post skydiver as you bTue, 05/10/2011 - 05:30



well let me educate some people.btw great post skydiver as you busted the humanoids balloon,but i want to expand the points of SOL,and THE BBB further.one the SOL not only varies state to state but debt to debt.each debt has a different SOL.like credit cards,car loans,even judgements.the credit reporting period is 7.5 yrs from the last payment,or first delinquency.that is acroos the board for all debts.so the humanoids assertion is wrong,and stupid.now to the BBB.if a place has an ungodly number of complaints,but they are all resolved.this is how they are resolved.this bottomfeeder drops the matter like it was radioactive.the person happy that they no longer have to deal with idiots reports to the BBB that the mattter was resolved.big freaking deal.bottomline,this is an evil lawbreaking bottomfeeder that desperately needs to be class actioned out of business...nuff said.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


skydivr7673
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Sub: #5 katbrat, Clearly, those people are not experts. However, whenMon, 05/09/2011 - 20:51



katbrat,

Clearly, those people are not experts. However, when someone posts here, others are free to reply as well.

Obviously, we are dealing with some debt collectors that must be having a slow day on the phones. The statute of limitations issue is easily handled--if a debt collector tries to collect on a debt that is so old that SOL has expired in your state, then simply send them a certified letter requesting that they immediately cease all contact with you regarding that matter. By federal law, they must obey a request to cease and desist. At that point, they have three options--

1--they can continue to try to contact you to collect on the debt. If they do this, go find yourself a consumer attorney and sue them for FDCPA violations.
2--they can cease all contact....which is legally their only option.
3--they can file a lawsuit, and if you can show that the debt is past the SOL, then you can do two things. First, their lawsuit will be dismissed. Second, you can then sue them for violating the FDCPA--it is not legal to sue on a debt that the SOL has passed on.


katbrat124
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Sub: #6 I think I'll be an expert, at least I'm certified to give adviceFri, 05/06/2011 - 23:03



I think I'll be an expert, at least I'm certified to give advice. I give advice out of honesty and true law. Not in regards to someone's feelings.


katbrat124
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Sub: #7 Why are all of your "experts" just people who have joined the siFri, 05/06/2011 - 23:03



Why are all of your "experts" just people who have joined the site. Haha, what this world is coming to. How amusing.


Unregistered

Sub: #8 no, if you have proof that in the state you live in, you could nFri, 05/06/2011 - 22:52



no, if you have proof that in the state you live in, you could not legally consent to a contract, you will not be held to the debt. but if they don't know this, obviously they know no other thing to do than collect.


Unregistered

Sub: #9 You don't. Check with the BBB. Do you think they're illegal? MayFri, 05/06/2011 - 22:48



You don't. Check with the BBB. Do you think they're illegal? Maybe search Afni Collections. They have an A rating. With all the bs complaints that come in, thousands a year, they have an A rating. You are not going to get anywhere with an agency so overcompliant as them.


Unregistered

Sub: #10 That is not theie address, that's the cooperate headquarters locFri, 05/06/2011 - 22:46



That is not theie address, that's the cooperate headquarters location - where no collection activity takes place. How hard did you search for that information genius.


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