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What happens with an overdrawn checking account?



jeffc762

Posts: 11
Credits: 2919.05
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Sub: What happens with an overdrawn checking account?
Thu, 31/03/2011 19:34

My checking account closed in May because it was overdrawn and I couldnt put the money back in right away. The collections department sent a letter and we made arrangements to pay $100 every two weeks. That turned out to be too much, but they wont set up any other type of arrangement. If I let this go too much longer will they send it to a third party collection agency or will they sue me? I'm in Missouri, and the bank is Commerce bank



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Sub: #7 im in the same boat!!!! i got mixed up with online pay day loansThu, 03/31/2011 - 19:34



im in the same boat!!!! i got mixed up with online pay day loans and now have my checking account over drawn $406.00. im in a state of panic not knowing whats going to happen and worried i will end up in jail!!!! what is the procedure the bank takes before they get a warrant for my arrest??? im with city national bank in kentucky (which is commonwealth state) not good im sure. im having anxiet attacks im so worried.


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Sub: #8 I have an account that is currently in collections with SunTrustWed, 01/12/2011 - 11:55



I have an account that is currently in collections with SunTrust I plan on paying the account off next week, since the account has been reported to Checksystems will this affect me getting a mortgage?


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Sub: #9 how much did you overdraw?Tue, 11/09/2010 - 08:21



how much did you overdraw?


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Sub: #10 What if your account was switched without your knowledge or consMon, 04/27/2009 - 20:40



What if your account was switched without your knowledge or consent, to a different type of account that generated a "product transfer fee" that put you OD and now your just decide to abandon the account because no one will handle your dispute? I'm out on medical leave and my workman's comp case is being stalled without approval or denial disabling me from returning to work.
The product transfer fee was a result of my being out of work and not making direct deposits because I'm not receiving a paycheck. These are circumstances out of my control and NAtional City will not compromise or return a call. Every time you ask to speak to the manager, they're not in or they are busy elsewhere. Yet, they are the only one's who can override a fee.


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