My checking account closed in May because it was overdrawn and I couldnt put the money back in right away. The collections department sent a letter and we made arrangements to pay $100 every two weeks. That turned out to be too much, but they wont set up any other type of arrangement. If I let this go too much longer will they send it to a third party collection agency or will they sue me? I'm in Missouri, and the bank is Commerce bank
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