I received a summons to go to court after the first of the year.
I'm being sued by a third party debt collector. It states that the Nature of the Suit is : AC Suit on Account.
I haven't spoken to this third party collector. If I had ever received anything via mail from them it went in the trash with all the other junk mail. I don't even bother opening letters unless I recognize the company.
I received summons on December 23. Papers say that they were filed December 1.
Do I need to file my answer with the court before the court date? or can I just go in with my answers and the plea that I disagree and request a notice of particulars?
Is a 'notice of particulars' the same thing as a 'debt validation'?
How do I keep this third party collector from seizing my bank account where my SSI check comes direct deposit? Should I talk to the bank? Should I just call Social Security and request that they stop the direct deposit and start mailing me my checks?
I don't have any disposable income that I can afford to pay this third party collector with....and if I did , I don't want to pay the third party, I want to pay the original company.
Any advice is appreciated, as I am working with very little time.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.