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PG&E Debt, electric company $3000 help!



iamshawno

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Sub: PG&E Debt, electric company $3000 help!
Thu, 15/07/2010 12:39

Through fraud, my electricity bill is now at 3000 dollars and I don't know what to do.

pacific gas and electric tell me i am no longer eligible for payment arrangements through them.

my debt is just under 3000 dollars and I am wondering if I can utilize a third party to help me and pay them over time, since I am a student and will not be able to take care of this before they turn off my power...

I have never filed bankruptcy or anything of the likes, although my credit is not great, and i have no credit cards, and am not eligible for any through my bank aside from the secured which i have and is about at it's limit

any advice is greatly appreciated, you can also email me at: [email]iamshawno@gmail.com[/email]

thanks in advance!



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Sub: #1 I have a simalar problem, I use to have a roomate and his part wThu, 07/15/2010 - 12:39



I have a simalar problem, I use to have a roomate and his part was to pay for the PG&E bill and my part was the cable and phone. Well he never told me that he was behind on the bill and they shut it off. Whit kids in the house and no electricity for two days I finally call the company and wanted to open an acount under my name and they ask me if I was a new tenant, so I say no because of them knowing that It was shut off. But anyway to keep it short they would not let me turn on the the electricty with under my name because at the time when it was under my roomate name I also use the electricy and still had to pay the bill even it was under my name. So after two week with no light and staying over at my mom house. I finally had to move out and fine a differnt place, but guess what happen because of my roomate not paying his part of the bill I still could not get the light turn on at my new apartment. So what should I do ?


DOLLARSandSINCE
DOLLARSandSINCE


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Sub: #2 If you have a room mate see if they would be willing to put the Fri, 07/11/2008 - 12:35



If you have a room mate see if they would be willing to put the elec in their name. If you don't have a room mate then get one and see if they will put the elec in their name. The 3000 bill would stay in your name but you could shut off the elec then reconnect in their name. Check the landlord and see if you can connect in his name. I doubt he would approve but he also won't want his property sitting without electric.


iamshawno
iamshawno
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Sub: #3 i suppose so...ill give them a shout, in previous conversations Thu, 07/10/2008 - 19:30



i suppose so...ill give them a shout, in previous conversations with them they have told me there was nothing else they could do for me..maybe its worth just continuing to call them and seeing if i get an understanding person or something...i've even spoke with supervisors and all that with no luck at all `=(


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Sub: #4 I was not trying to insult you with the not smart comment. Thu, 07/10/2008 - 19:27



I was not trying to insult you with the not smart comment.

I would try a bank or credit union for a loan if that is what you are thinking. A debt consolidation company does not loan money what they do is make arrangements with your creditors to reduce interest and payments. You pay the consolidation company and they make the payments for you.

PG&E probably won't accept this. If you only missed one payment go to PG&E and explain to them what happened and see if you can come up with another arragnement.

When I was unemployed for about 4 months and had a money shortage making my PG&E payment, I contacted them and they made a very reasonable arrangement. When I could not make the payment i called them and they modified the payment agreement to accommodate me. Granted it was not $3,000 but they want their money and are understanding about payments if you are upfront with them.


iamshawno
iamshawno
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Sub: #5 ^^sorry, didnt know i had logged out...but yeah the above post wThu, 07/10/2008 - 19:15



^^sorry, didnt know i had logged out...but yeah the above post was me


alias1958
alias1958

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Sub: #6 Don't beat yourself up too much! Most of us on this forum have Thu, 07/10/2008 - 19:14



Don't beat yourself up too much! Most of us on this forum have had our share of problems with debt; that's why we're here! We've had to learn the hard way too!

Since you say your credit isn't very good, I don't know that you would be able to get a loan. Is there any lesser amount that PG&E will accept in order to keep your electricity on? Have you tried calling at different times and talking to different people? I have found with my creditors that often one person will tell me one thing and then the next person that I talk to tells me something different.

Good luck!


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Sub: #7 yeah, im definitely not smart...and i dont have any real family Thu, 07/10/2008 - 19:07



yeah, im definitely not smart...and i dont have any real family up here i've heard of having a 3rd party and all that...
and yes i did miss a payment agreement, they arranged a 3 month agreement at roughly 1000 a month and i missed this month thats why im in this predicament...

i guess im asking if those commercials for debt consolidation have any meaning...is there any way a 3rd party would loan me the money and let me make payments of even 500 dollars a month or so for 6 or 7 months (obviously with interest)

ill give the public utilities commission a call as well, and thanks everyone for your suggestions


Unregistered

Sub: #8 If you knew about the situation and did nothing to stop it, and Thu, 07/10/2008 - 17:55



If you knew about the situation and did nothing to stop it, and you are fine with paying it, then it is not fraud.

Utility companies such as electric is usually very god with working with people. But, I guess since total due is now $3,000 they finally drew a line.

Have you had payment arrangements with them in the past, and you've neglected them? Could be why they are unwilling to work with you now.

As Cellular states, contact the Public Utilities Commission, and get a live person on the phone. Let them know you will be shut off any any giving moment.

In the meantime, see if a friend or relative will become a third party for you. You may be embarrassed to ask, but it would be more embarrassing to explain why you have no power.

Good luck!!!!


Unregistered

Sub: #9 If you live in California contact the Public Utilities CommissioThu, 07/10/2008 - 16:45



If you live in California contact the Public Utilities Commission and see if there is any prohibitions on terminating service.

I assume that you are paying this bill down while keeping current.


iamshawno
iamshawno
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Sub: #10 Did you know about it but since they were paying the bill you leThu, 07/10/2008 - 16:41



Did you know about it but since they were paying the bill you let it slide? (SORRY but that was not smart)
^^that about sums it up...

i guess i am just wondering if there are any 3rd party agencies that can help me out with this situation?

i am fine with paying the bill and all that, I just need to know if there is any way aside from medical reasons, (since in my case there aren't any) that I can prevent my power from being turned off...perhaps you have suggestions on that end?


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