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PG&E Debt, electric company $3000 help!

Posts: 6
Credits: 166.95
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Through fraud, my electricity bill is now at 3000 dollars and I don't know what to do.

pacific gas and electric tell me i am no longer eligible for payment arrangements through them.

my debt is just under 3000 dollars and I am wondering if I can utilize a third party to help me and pay them over time, since I am a student and will not be able to take care of this before they turn off my power...

I have never filed bankruptcy or anything of the likes, although my credit is not great, and i have no credit cards, and am not eligible for any through my bank aside from the secured which i have and is about at it's limit

any advice is greatly appreciated, you can also email me at: [email]iamshawno@gmail.com[/email]

thanks in advance!




Unregistered

Sub: #1 Explain what you mean by "through fraud". If this bill is fraud
Thu, 07/10/2008 - 15:57

Explain what you mean by "through fraud". If this bill is fraudulent then you should report it to the police and PG&E should not hold you responsible.




iamshawno
Posts: 6
Credits: 166.95

Sub: #2 im in the process of working it out with my landlord and authori
Thu, 07/10/2008 - 16:05

im in the process of working it out with my landlord and authorities, however pg&e will not claim responsibility in my particular situation, i have talked it over at length with them about it already

with that said lets just assume I have accrued this bill myself, my main objective is keeping my lights on and paying the bill, with compensation to me coming later through my landlord and elsewhere...

what should i do?




Unregistered

Sub: #3 Ok, particular times: Where do you live? ( I assume Calif
Thu, 07/10/2008 - 16:17

Ok, particular times:

Where do you live? ( I assume California)

How old are you or the oldest person living in your residence? (Might be able to stop termination due to health concerns.)

What happened? (Did your landlord tie electrical/gas into your meters, open an account in your name for a different place, etc.)




iamshawno
Posts: 6
Credits: 166.95

Sub: #4 i am the oldest person in my house at 24- people who lived in a
Thu, 07/10/2008 - 16:24

i am the oldest person in my house at 24-
people who lived in another part of my residence connected to me used an enormous amount of power over a 2 year span and were paying the bill for about a year and payed minimum amounts for another year give or take, finally moving out and disappearing on me. They left this bill which has been and is in my name with me :(




Unregistered

Sub: #5 Any serious medical problems that lack of power can cause to be
Thu, 07/10/2008 - 16:37

Any serious medical problems that lack of power can cause to be life threatening?

How did they "connect to you"? did they tap into your lines (if so this is theft of utilities and is a criminal matter).

Did PG&E open an account for them using your name? (Fraud=crime)

Did you know about it but since they were paying the bill you let it slide? (SORRY but that was not smart)

Did your landlord know about this and approved it or did not stop it? (My comercial landlord did this to my company and once we found out we figured out how much was owed and just did not pay the rent until we were repaid.)

If they did then they can be held responsible for allowing the theft.

Talk to you landlord if this is not the case and see if they can get the account put into the company name with a seperate bill that you will pay.

You might want to talk to a lawyer about this and see if something can be done




iamshawno
Posts: 6
Credits: 166.95

Sub: #6 Did you know about it but since they were paying the bill you le
Thu, 07/10/2008 - 16:41

Did you know about it but since they were paying the bill you let it slide? (SORRY but that was not smart)
^^that about sums it up...

i guess i am just wondering if there are any 3rd party agencies that can help me out with this situation?

i am fine with paying the bill and all that, I just need to know if there is any way aside from medical reasons, (since in my case there aren't any) that I can prevent my power from being turned off...perhaps you have suggestions on that end?




Unregistered

Sub: #7 If you live in California contact the Public Utilities Commissio
Thu, 07/10/2008 - 16:45

If you live in California contact the Public Utilities Commission and see if there is any prohibitions on terminating service.

I assume that you are paying this bill down while keeping current.




Unregistered

Sub: #8 If you knew about the situation and did nothing to stop it, and
Thu, 07/10/2008 - 17:55

If you knew about the situation and did nothing to stop it, and you are fine with paying it, then it is not fraud.

Utility companies such as electric is usually very god with working with people. But, I guess since total due is now $3,000 they finally drew a line.

Have you had payment arrangements with them in the past, and you've neglected them? Could be why they are unwilling to work with you now.

As Cellular states, contact the Public Utilities Commission, and get a live person on the phone. Let them know you will be shut off any any giving moment.

In the meantime, see if a friend or relative will become a third party for you. You may be embarrassed to ask, but it would be more embarrassing to explain why you have no power.

Good luck!!!!




Unregistered

Sub: #9 yeah, im definitely not smart...and i dont have any real family
Thu, 07/10/2008 - 19:07

yeah, im definitely not smart...and i dont have any real family up here i've heard of having a 3rd party and all that...
and yes i did miss a payment agreement, they arranged a 3 month agreement at roughly 1000 a month and i missed this month thats why im in this predicament...

i guess im asking if those commercials for debt consolidation have any meaning...is there any way a 3rd party would loan me the money and let me make payments of even 500 dollars a month or so for 6 or 7 months (obviously with interest)

ill give the public utilities commission a call as well, and thanks everyone for your suggestions




alias1958

Posts: 1230
Credits: 7988.2

Sub: #10 Don't beat yourself up too much! Most of us on this forum have
Thu, 07/10/2008 - 19:14

Don't beat yourself up too much! Most of us on this forum have had our share of problems with debt; that's why we're here! We've had to learn the hard way too!

Since you say your credit isn't very good, I don't know that you would be able to get a loan. Is there any lesser amount that PG&E will accept in order to keep your electricity on? Have you tried calling at different times and talking to different people? I have found with my creditors that often one person will tell me one thing and then the next person that I talk to tells me something different.

Good luck!




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