I got a call from a CRS collection agency today, regarding an old bank account that was apparently not closed right. The account was charged service charges, etc. Long story short, this person told me that the bank was getting ready to file suit. She told me that some type of arrangement for payment of 1/3 of the account had to be made, other wise she was putting this down as a refusal to pay. I have no way to pay this until the first week of November, and she said there is no way to know if USAA will keep the account there or move on to court.
She was not pushy or rude like most collectors, but I still wonder how much of what she said is true, and if there is any way to know what the real status of the account is. Any suggestions???
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