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Debt Consolidation Forums Collection agencies and creditors

Curious what happens if the collectors do take you to court?





Sub: Curious what happens if the collectors do take you to court?
Tue, 22/06/2010 17:19

The judge orders you to pay and you have no money -what then I mean what happens then?



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Sub: #4 the sheriff was just here looking for my husband for a small claTue, 06/22/2010 - 17:19



the sheriff was just here looking for my husband for a small claims court from a credit card saying he owes 2359.00, the sheriff just left it in my door. what happens now?


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Sub: #5 I went to a dentist. At the time, I was able to make payments aWed, 06/17/2009 - 09:19



I went to a dentist. At the time, I was able to make payments and did so. For some months my financial situation has deteriorated. I have been turned over to a collection agency. I am willing to make small payments again, but the dentist will not go for it now. The collection agency was to charge 6% interest. If I am not able to pay this debt, except in bits and pieces, how can they justify adding an additional interest fee? I own no property or vehicle so I am asking you to help me with a solution.


love_my_things
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Sub: #6 sadly, I have found myself getting uncomfortable this year also.Sun, 02/01/2009 - 05:53



sadly, I have found myself getting uncomfortable this year also. I dont have alot of debt, but i have more than i want. After my settlements i swore i would never use cc again. but i had a emergency last fall and needed it. Now Im struggling to pay it off. I call it the debt trap. We never seem to be able to save enough for when something happens so we use our cards (because we have to) then we truggle to try to pay them off, and in the end we end up having to use them again because we used everything we had to pay them off instead of saving money. Its a vicious cycle that im hoping to break this year.

my blog about saving money during a recession, And my personal story about Provanta's debt settlement program and how it worked for my family


bea2ls
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Sub: #7 i still have some debt trouble and i found this site while dealiSat, 01/31/2009 - 15:29



i still have some debt trouble and i found this site while dealing with payday loans, however i wish i have found it sooner. :) it is great, honest caring advice, which i like and it has helped me to settle and pay off my debt.

My new blog.. on trying to get out of debt, making extra money online, just little things I have picked up along the way... http://what-shoulda-been.blogspot.com Updated regularly


love_my_things
love_my_things

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Sub: #8 It sure would be nice to know that information i agree with you Sat, 01/31/2009 - 09:09



It sure would be nice to know that information i agree with you its too bad we dont. I too am still learning on things they can and cant do. But with forums like these we tend to find alot of answers! But its great to a have a site like this with caring people that actually CARE about what is happening to others not just themselves. I love being a part of this forum, It makes me feel like i may be making a difference in peoples lives to help lighten the load. Like you, I believe that most people are honest and want to pay, they just cant you cant squeeze blood from a rock. I know what its like to suffer, and i wish i would have found this site when i was in debt trouble.

my blog about saving money during a recession, And my personal story about Provanta's debt settlement program and how it worked for my family


bea2ls
bea2ls

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Sub: #9 love_my_things, thanks for that info. to be honest i really am nSat, 01/31/2009 - 07:43



love_my_things, thanks for that info. to be honest i really am not sure what circumstances has happened to lead that home in foreclosure (maybe they had an arrangement and backed out of it??) where i work we just entered the information in the computer - we are completely middle-men so we never hear the details. i wish we would just because it would be a huge learning experience for me, which is why i am interested in being a paralegal. from this board and my own experience with debt i am so interest in the laws and the process of all this. it makes me sad how many people suffer over debt because i know there are so many honest people out there (not saying everyone..) who do want to pay but other things come up

My new blog.. on trying to get out of debt, making extra money online, just little things I have picked up along the way... http://what-shoulda-been.blogspot.com Updated regularly


love_my_things
love_my_things

Posts: 1425
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Sub: #10 I have never heard of this not saying that it is not true thoughFri, 01/30/2009 - 12:36



I have never heard of this not saying that it is not true though. But I had a lein on my home once and the way the judge explained it to me was that scince I had no income they would put the lein on the home until it was paid and all that ment was that i could not sell my home until the debt was cleared or they got thier cut first before anyone else. There was no time limit, just pay it when you can. But this was my circumstance. I paid it the following year with my refund scince it was on my credit report and i was trying to fix my credit.

And to answer a previous post they cannot put you in jail it is a civil matter not criminal.

my blog about saving money during a recession, And my personal story about Provanta's debt settlement program and how it worked for my family


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