united recovery systems - can they be trusted.Has anybody dealt with them and felt like they could be trusted - they have changed the amount of the settlement twice and now they are calling me day and night - HSBC will not talk to me - they say call the collection agency - I am wondering if HSBC will take my bill back and let me paya them - this is Orchard - wish I have never laid eyes on these people
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.