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800-769-1058 - is this number from a payday loan?

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Posts: 79
Credits: 2734.5
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We need you to call back asap.At this point Mr Go is handling this account, and to avoid us proceeding on this matter we need a call back today.You can pay the balance by calling in a credit or debit card payment or you can do a money gram payment at most grocery and dept stores such as walmart,and the info you will need is a receive code that is 4061,and you will need an account number that is your last 4 numbers of your social,and you will need the code city and state=Mason,Ohio.


CECK N GO
1-800-769-1058 EXT.6451
Also we do usually have options available.

Ok so this is an email that I received from a Mr. Burroughs with check n go. Check N Go is a store front and online payday lending company. I explained to him that I have ran into some financial difficulties and am working with a law firm to settle all of my payday loans. I cannot afford to pay the $235 all at one time. What can I do?




WHEREAMI?
Posts: 5266
Credits: 73181.1

Sub: #1 Keep trying to work out an agreement with them. They are license
Thu, 10/12/2006 - 18:09

Keep trying to work out an agreement with them. They are licensed in OH and will probably take you to court eventually. I would just continue to explain your situation and tell them what you could reasonably afford and send a good faith payment. And why can't you just go to the store and make the payment or mail the money order? I would find out what other options he is talking about in the e-mail.




arj800
Posts: 79
Credits: 2734.5

Sub: #2 I just sent him an email telling him that he asked that I call a
Thu, 10/12/2006 - 18:15

I just sent him an email telling him that he asked that I call asap and I did and the office is closed. I explained to him that I am working 2 jobs so I can try to pay off some of this debt. I explained to him that I am keeping all of my email communication with him so I can use that to show that I am trying to make some sort of a payment arrangement with them. I told him that I am not trying to hide or ignore this debt. I explained to him that giving checking account information is not an option, nor a credit card or debit card payment. I explained to him that I am willing to make payment of $20.00 per week in my local store. I will let you know what he says.




WHEREAMI?
Posts: 5266
Credits: 73181.1

Sub: #3 Good luck, I hope they will work things out with you. Just keep
Thu, 10/12/2006 - 18:35

Good luck, I hope they will work things out with you. Just keep trying.




Lorri

Posts: 1722
Credits: 22466.496465317

Sub: #4 I would definitely send a good faith payment even if it is just
Thu, 10/12/2006 - 20:26

I would definitely send a good faith payment even if it is just $20.00. Good for you---stand strong!




Mamasita21
Posts: 99
Credits: 3971.6

Sub: #5 I'm going through the same exact thing with Mr. Go. I took out a
Fri, 10/13/2006 - 08:54

I'm going through the same exact thing with Mr. Go. I took out a loan with CNG and the amount due is $912 on Oct 16th. Which will default, I emailed and explained my situation numerous times and just recently received the same msg described above to call him back. My payment proposal was ignored and they want more than what I can send let alone they will not accept money orders only cc, db, or money grams which I cannot do. I asked if I can go into the store and pay and he said no that it will cause accounting confusion. What??? I asked for a remit to address in my letter but that to was ignored. I am located in OH too. Any thoughts on what I should do and how to proceed?

Aside from Check N Go I will be defaulting on CashNet USA come Oct 17th and they are licensed in OH too. I sent them a letter but no reply.




WHEREAMI?
Posts: 5266
Credits: 73181.1

Sub: #6 I highly doubt it would cause accounting confusion. Stand firm o
Fri, 10/13/2006 - 09:38

I highly doubt it would cause accounting confusion. Stand firm on how you will make your payment, (money order only), and send in a good faith payment. They want your money and the longer they bicker the longer it will take to pay them back. Stand strong on your position, it can be done, alot of us have been through the same situation. And I would contact CashNet to let them know your situation, they may be willing to work with you, it is hard to make the call but in the end it is better to be honest and make an attempt to make good on the debt. Who knows, they may end up being ok with a payment plan that fits your budge. You have to make the call before the default so they are aware of your situation and don't think you are trying to forget about them.




Mamasita21
Posts: 99
Credits: 3971.6

Sub: #7 Does anyone have Check N Go mailing address and fax number? I wo
Fri, 10/13/2006 - 11:36

Does anyone have Check N Go mailing address and fax number? I would like to send them a good faith payment as was suggested.

Thanks.




arj800
Posts: 79
Credits: 2734.5

Sub: #8 Might try to go to their online web addres at checkngo.com. I to
Fri, 10/13/2006 - 12:02

Might try to go to their online web addres at checkngo.com. I told him that I am keeping all email communication to show that I am attempting to pay on my debt so if they do want to take me to court I can at least show that I am trying to repay but they do not want to accept or agree on an arrangement. I believe that would help me out in court versus me not doing anything at all.




Mamasita21
Posts: 99
Credits: 3971.6

Sub: #9 Arj800 - I checked out there site but no address info is availab
Fri, 10/13/2006 - 12:41

Arj800 - I checked out there site but no address info is available but what I did notice that Mr. Go response requesting moneygram gave me the following information: You can pay the balance by calling in a credit or debit card payment or you can do a money gram payment at most grocery and dept stores such as walmart,and the info you will need is a receive code that is 4061,and you will need an account number that is your last 4 numbers of your social,and you will need the code city and state=Mason,Ohio.

I looked up Check 'N Go address for Mason, Oh and found it.
Check 'N Go - Corporate Office
515 Financial Way
Mason, OH 45040

I am going to send them a good faith payment and retain all email communication like you for my records.




arj800
Posts: 79
Credits: 2734.5

Sub: #10 Thank you for that address, I am going to send the same. I plan
Fri, 10/13/2006 - 12:59

Thank you for that address, I am going to send the same. I plan on sending a cashiers check. I work for a bank and get them free so that helps me out alot. Thanks




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