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954-735-4455 - Does anyone know this phone number?





Sub: 954-735-4455 - Does anyone know this phone number?
Wed, 06/06/2012 12:54

Here is the number I have on caller id.1-954-735-4455 does anyone know of a toll free number for them?
Are they hard ball people to work with or resonable people.



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Sub: #1 ZakheimMon, 12/17/2012 - 03:43



Went to court to settle a credit card debt of 4,000. Made it to mediation were we agree on a repayment plan of $40. a month at a 3% interest rate per Fl Law. My account is now on 5,700 at a 43% interest rate according to the asshole that answer my call. You will never repay your debt with them!!



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Sub: #2 Yes, they can be beat.Wed, 06/06/2012 - 12:54



Yes, Zackheim can be beat. Quite easily, actually. Was served a summons last year for small claims court. The idiots only attached a single credit card statement. Like that proves anything, one single statement. They didn't even follow the Florida Administrative Rules for the charges they claimed in the complaint.

I quickly drafted an Answer to the summons pretty much denying the charges and filed it with the court. When I showed up to the pre-trial, a generic lawyer was representing them and about 20 other law firms. I simply told the mediator I filed an Answer denying the charges and I wanted a trial.We went back to the judge and the case was set for trial 60 to 90 days down the road.

The next day I filed Discovery with the court (Request to Produce, Interrogations and Admissions). After approximately 30 days, Zakheim had only responded to the Admissions and was seeking a motion to extend time. The idiots filed the motion but never actually set it for a hearing, so obviously that did not immediately happen. Knowing the first request to extend discovery is normally granted, I waited as the trial date drew closer. I had sent Zakheim a reminder about Discovery and they ignored it.

The day of the trial arrived and Zakheim withdrew the case (voluntary dismissal) because they knew they could not locate and produce all the evidence required to prove the case.

The lesson here is that we have rights. You do not have to automatically settle. In fact, that's exactly what they want. They want you to settle or not show up so they get a default judgement to make your life even more miserable.

YOU HAVE THE RIGHT TO A TRIAL WHERE THEY MUST PRESENT THEIR "EVIDENCE" PROVING THAT IT IS INDEED YOU WHO OWES THE AMOUNT, AND THAT AMOUNT MUST BE PROVEN AS WELL!

Make them prove it. The worse thing that may happen is they miraculously get their act together and you lose. If that happens, file bankruptcy. They lose no matter what!

There is plenty of information out there just Google for how to fight credit card lawsuits. Learn about the statute of limitations (time limits on how long they have to sue) and other legal protections you have. It varies from state to state. My experience was in Florida.


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Sub: #3 Tried to set up arrangements with them in 3 pymts, they wouldnt Wed, 03/30/2011 - 17:53



Tried to set up arrangements with them in 3 pymts, they wouldnt accept, either reduced lump sum payment or full amount so much down and then an amount every month. They told me they would send agreement, sign it and mail it with the check. Well, I didnt recieve the agreement till after the first payment was due, so I already defaulted on the agreement. They sent it in the mail the day the payment was due, postmark is the proof. In this agreement it stated if any payments were late it would be considered a default. I called asked them to send a new agreement, they refused. Yelling and screaming at me, that I defaulted. As to speak to a manager, I asked them to email me one, they refused, she was rude, probably just another telephone worker, I spoke with her before, she just didnt have my account. I nicely said, "thank you for your time" I guess I will now see what happens in court


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Sub: #4 Been served with summons from Citi/Z&A. Around 6K. Can't afford Thu, 03/24/2011 - 17:35



Been served with summons from Citi/Z&A. Around 6K. Can't afford to settle, don;t want a judgement, they wanted to do a $300/month payment plan. Could i get a better payment plan if i went to court or will that make it worse (higher debt?) Yeah, they wanted my bank account and refused to put anything in writing.


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Sub: #5 Will be meeting an attorney on Wednesday. Will let you guys knoMon, 03/21/2011 - 14:01



Will be meeting an attorney on Wednesday. Will let you guys know if there is hope! Any help would be appreciated!!!


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Sub: #6 I am in your same situation.. let me know if you find out somethMon, 03/14/2011 - 11:55



I am in your same situation..
let me know if you find out something


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Sub: #7 I am freaking out. this law firm called me this morning and leftMon, 03/14/2011 - 11:52



I am freaking out. this law firm called me this morning and left a message to call back.
they seem to do what they mean. I didn't contact them yet as I want to find out more and thank god for this forum!
My home's mortgage hasn't be paid in months, so technically I don't own it. I only own my car and don't have a job. My husband works, question if a card is in may name can they touch his wage?
My car might be worth $5.000 no more. do you think they would still go after me?
How important is for me to contact them as soon as possible?
Thanks.


Unregistered

Sub: #8 Mrs LeMarbreFri, 03/04/2011 - 13:10



My husband and I had to deal with them when we had a debt collection against us and they were NO problem at all.....We paid them the amount requested by a Credit card company and it was settled. Our problem came when the CC company wouldn't actually take our PD IN FULL off the Credit scores thus lowering the score. Hope this helps;)


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Sub: #9 Thank you Mr. ZakheimWed, 01/19/2011 - 12:51



25% or less is the going rate for debt settlement these days.


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Sub: #10 They took my wife to court for her target credit card, at the tiWed, 01/05/2011 - 11:22



They took my wife to court for her target credit card, at the time she was not working, we agreed to make payments of $40 per month and paid for appx 6 months. Now I have lost my job and we have not been able to make these payments.
They are now sending letters and copies of the court case doc's with a form for her to fill out of her income and assets to be notarized and sent back to them.
No matter what, we can not make payments..I do not intend on sending them back any responce..
what do you think I can expect from them? Another court case?
The card was in my wifes name only, she does not work, we are broke and ready to lose our home to foreclosure. We would gladly have paid target or them but cannot..What to Do?


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