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Can I cash my check from Walmart?

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Since I'm in the hole right now with one of my banks...I do have another bank, but to tell you the truth right now, I'm thinking of closing that one too. I'm nervous that somehow some of these places will get the information. Do you think that the wisest thing to do right now, then maybe once the smoke clears I can get an account at one of those "free start" banks? One question, would we just get our paychecks cashed at the store or somewhere like walmart?




2nband

Posts: 2282
Credits: 46884.278087159

Sub: #1 walmart check cashing policy
Fri, 05/30/2008 - 10:05

I don't know about Walmart and what their policy is on paychecks, but my son use to take it his paycheck to a check cashing place, and they charged a fee depending on how big the check was.




toddms
Posts: 13
Credits: 283.35

Sub: #2 walmart is now cashing checks
Fri, 05/30/2008 - 10:14

walmart is now cashing checks




parrotttony
Posts: 19
Credits: 649.8

Sub: #3 walmart check cashing policy
Thu, 07/10/2008 - 15:43

I had some problems with my bank account in the past and I cashed my check at Walmart a number of times.

Rules: (basically)

1. Max $1,000 payroll or gov't check per week.

2. Max 1 check cashed per week. (No two checks totally less than $1,000. Learned that the hard way.) If you forget to cash your check until Saturday morning then you can't cash next weeks check until Saturday morning. Very important to cash ASAP if you gotta use it for a number of weeks in a row.

3. Show a drivers license and enter your S.S.# into keypad.

4. They pay you whats on your check minus $3.00.

I was denied one time during Christmas when my check was $900 or so because of store activity. I came back the next day and they cashed it.

I would still use it if I needed more than my ATM would give me and my bank closed... and of course, I hadn't already deposited my check at my bank.

Everything's paid off. Now I can do it right this time around.




alias1958

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Credits: 7988.2

Sub: #4 walmart check cashing policy
Thu, 07/10/2008 - 16:21

I think you can get a prepaid debit card that will take direct deposit for reloads. Then you can use it as a debit card or get cash at an ATM--for a fee, I'm sure. I think many of them also allow you to do bill pays from them. I think there are also annual fees on the cards. I'm not sure of all the details because I've never used one, but I've seen advertisements for them and discussion threads about them.




ladybug

Posts: 2757
Credits: 28243.95

Sub: #5 Make sure that you read the small print on them...I haven't used
Thu, 07/10/2008 - 21:18

Make sure that you read the small print on them...I haven't used one either but while waiting in line at Walmart I read on the back the fees for them...

I know that Western Union offers a prepaid visa, I think it's like $4.95 a month or so...check it out.




DebtCruncher

Posts: 2298
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Sub: #6 walmart check cashing policy
Fri, 07/11/2008 - 05:00

I guess this depends on the employer -- but I used to work for a restaurant several years ago -- if there was enough money in the register, they would let us endorse our checks back to the company and cash them at the front counter.

Other than that, there are some debit cards out there that will let you direct deposit your paycheck onto the card, and then you can use it at ATM machines or to make purchases. I think they charge something like $5/month.




Unregistered

Sub: #7 Check Cashing and Wal-Mart
Thu, 01/15/2009 - 20:15

Be careful!!! Wal-Mart's lower prices are seen on their ads, BUT watch for their hidden costs. Fees on use of their debit card, annual fee... like a bank account - if you can nbot manage that, you'll find the same problems with managing a walmart debit card. Go to your local AMERICAN check cashing facility, pay the simple fee, and live your life without any other fees.

Be careful of wal-mart - they're not here to help us overall.




bea2ls

Posts: 3840
Credits: 37055.9

Sub: #8 i would call first i know my local wal mart does not cash payrol
Sat, 01/17/2009 - 07:38

i would call first i know my local wal mart does not cash payroll checks at all. i went to cash checkin places before and they take money out but it was worth it at the time.

My new blog.. on trying to get out of debt, making extra money online, just little things I have picked up along the way... http://what-shoulda-been.blogspot.com Updated regularly




Unregistered

Sub: #9 Fidelity Check
Sat, 02/21/2009 - 16:37

Can I cash my Fidelity Check of l,200.00 at Walmart?




beli2005
Posts: 882
Credits: 5668.05

Sub: #10 walmart check cashing policy
Mon, 02/23/2009 - 06:01

Madeleine, I don't think Wal-mart cashes personal checks, only payroll, but they may have changed. You can always try.




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