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Post dated check – is it illegal?





Sub: Post dated check – is it illegal?
Tue, 31/08/2010 19:33

I wrote a post-dated check to be cashed in 5 days. The guy that cashed it, cashed it before the date and overbalanced my account. I tried to make the responsible for the money and they said it was against the law to write a post-dated check. Is this true?



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Sub: #6 Dont think you have a leg to stand on. The orthodonist is not a Tue, 08/31/2010 - 19:33



Dont think you have a leg to stand on. The orthodonist is not a third party agency and you have no protection under the FDCPA as to when they cash the check. Cancel the bill pay and write your own check each month.

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Sub: #7 Here's a new spin for this one. I have automated bill bay to a Tue, 08/31/2010 - 17:08



Here's a new spin for this one. I have automated bill bay to a local orthodonist. It's set to pay for the first of every month. Since it's a small business and electronic bill pay doesn't work, the bank writes them a check each month. That said, the BANK post-dates the check and sends it several days, or maybe a week early. Then the business deposits the check and the bank, the same one that post-dates the check, cashes it two to three days early. On two ocassions over the last year this resulted in NSF charges, since my payroll didn't deposit until the next day. I was going to go to the bank tomorrow and try to recoup the NSF charges. Do I have a leg to stand on?


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Sub: #8 actually, writing a post dated check is not against the law. AlsWed, 08/11/2010 - 14:45



actually, writing a post dated check is not against the law. Also, a bank is suppose to by law cash post dated checks when received even though some might refuse it is against the law. The only time they could refuse to cash a post dated check is when the writer of the check notified the bank in advance not to cash the check..


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Sub: #9 There's no such thing as a post-dated check. Some banks won't caFri, 05/28/2010 - 07:16



There's no such thing as a post-dated check. Some banks won't cash it, but most places treat a check as instant cash so whenever you write it, you are responsible for the funds. Whenever you write a cash you are telling them that they can take money from your account in that amount on the check so writing bad checks can get you in trouble very, very quickly.


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Sub: #10 Question, I received a ticket in a semi,for driving in excess ofFri, 05/07/2010 - 11:15



Question, I received a ticket in a semi,for driving in excess of 55 mph.The court sent me paperwork ,saying I need to post the bail amount of 455.00 to go to court to fight the ticket.! dated a check for the date of my court hearing for full amount.I found out 3 days ago thay cashed the check.20 days early.what the hell is that legal.This is from our lovily state of California.I guess thay really do need money.


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