I received my chexsystems report - what do I do now?
Under "Reported Information" it lists a bank account that I had in another state. It gived my name and old address, old drivers license etc. Although I don't have record of the account number, I am sure that it is my old bank account.
Under "Date Reported" it lists 6/9/04.
Under "Reported For" it lists "NON-SUFFICIENT FUNDS (NSF) ACTIVITY.
Under "Debt Reported" it lists "ChexSystems has no debt information available. May we suggest that you contact the source of the information to determine whether or not a debt was owed."
There is no dollar amount listed anywhere.
I know I don't owe anything because I closed the account. I THINK that I might have had a check come through after the fact, but I made good on it soon thereafter. But I did NOT leave the bank on good terms, the manager and I had what you could call a "personality conflict". I live 2,000 miles away and can't exactly pop in and fix this.
So what do I do? I would like to open a new account in my new state rather than having to bank in another states bank and do all of my deposits by mail, etc. I was rejected by a local bank here due to what showed on ChexSystems.
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