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Chapter 13 and getting a checking account





Sub: Chapter 13 and getting a checking account
Thu, 08/07/2010 15:11

What are the odds of presently being in a Chapter 13 bankruptcy and being able to open up a checking account at a credit union? I've been told that credit unions check your credit reports. Also, I'm on chexsystems. I live in Ohio.



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Paulie
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Sub: #1 Quote:Originally Posted by AnonymousI have an account with accouThu, 07/08/2010 - 15:11



Quote:
Originally Posted by Anonymous
I have an account with accountnow. They give you a checking account number and a routing number. I use them for 1 reason... I can not charge more than I have. If you go to a traditional bank if you do not have the money, they will let the fees go through highest to lowest and charge as many fees as they can. I also have a savings account with ING. These work for me. I get a credit/debit card with account now and can add up to 10,000 to my card. All for a fee of $10/ month. Most banks charge more that that with NSF fees and and minimum balance fees.

Look into that as well it may work for you. I have heard Telohio accepts chexsystems people. But I am not sure. Hope this help. Also heard Wamu doesn't check.



you're so right! I used to get overdraft fees all the time, transactions post like 20 years later with banks and I don't have time to keep track, when i need to buy something online, i use prepaid as it is safer and i feel forced to keep track of what i spent, I its my fault not to be careful but with this card I feel obligated to constantly check my balance since it does not cover overdraft, i don;t overspend. I bought one item online wiht my regular credit union check card and they charged me more than what i bought and the bank overdrafted me wiht a ton of fees! i like prepaid better. of course, for people that handle like way more money, a regular check card works better for them.


mca
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Sub: #2 please noteTue, 03/16/2010 - 18:44



The OP was from 2008

mca

my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com


Unregistered

Sub: #3 any help in Ohio everywhere I go they have checksystemsTue, 03/16/2010 - 07:12



any help in Ohio everywhere I go they have checksystems


Unregistered

Sub: #4 I have an account with accountnow. They give you a checking accoSun, 06/21/2009 - 17:49



I have an account with accountnow. They give you a checking account number and a routing number. I use them for 1 reason... I can not charge more than I have. If you go to a traditional bank if you do not have the money, they will let the fees go through highest to lowest and charge as many fees as they can. I also have a savings account with ING. These work for me. I get a credit/debit card with account now and can add up to 10,000 to my card. All for a fee of $10/ month. Most banks charge more that that with NSF fees and and minimum balance fees.

Look into that as well it may work for you. I have heard Telohio accepts chexsystems people. But I am not sure. Hope this help. Also heard Wamu doesn't check.


mca
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Sub: #5 hi guest, it really depends on exactly where in MO that you are.Tue, 06/02/2009 - 22:58



hi guest, it really depends on exactly where in MO that you are. What is your zip code there?

mca

my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com


Unregistered

Sub: #6 which bank can I use in mo that dont use chexsystems?Tue, 06/02/2009 - 22:43



which bank can I use in mo that dont use chexsystems?


mca
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Sub: #7 CT is a hard one. Most banks and credit unions there use chexsysFri, 12/19/2008 - 21:59



CT is a hard one. Most banks and credit unions there use chexsystems. Many people are using the checking account with Fidelity there. Which bank reported you to chexsystems?

mca

my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com


Unregistered

Sub: #8 Are there any banks in CT?Thu, 12/18/2008 - 18:56



Does anyone know of any banks that may help me in CT? I have not claimed Chap 13, but I think I am about to do so. I have lost my checking account after losing my job in Jan '08 and having no income (the bank kept paying my monthly bills after I told them to stop.) I was overdrawn by $900 and have only been able to pay a third of it back. I just started working in October and trying to keep my house from going into foreclosure, so any monies went to that. I still owe my last bank $600. I just opened a new account with Bank of America with my new tenant's rent check of $400, but then that check BOUNCED! And they closed the account immediately, even though I showed up the next day with $1,000. Am I completely out of luck here? Help!


mca
mca

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Sub: #9 yw :) anytime there is an affiliate program in relation to a pThu, 05/29/2008 - 16:07



yw :) anytime there is an affiliate program in relation to a pre-card, it is definitely not a bank. Many of these places try to advertise as if they are.

mca

my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com


goudah2424
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Sub: #10 Thanks MCA - That is what i meant by "real bank" . . . .Thu, 05/29/2008 - 12:50



Thanks MCA - That is what i meant by "real bank" . . . .

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