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Who will cash my paycheck??



cturner

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Sub: Who will cash my paycheck??
Fri, 02/07/2010 04:56

I know this is kinda off-topic. But I figured since payday loans is the reason I no longer have a bank account to cash my checks, i would go ahead and ask. Anyways, i'm waiting on a HUGE paycheck (60 hours of OT)and i'm worried I will have trouble cashing it. Our home office is located in NJ and i'm in Ohio, so it's an out of state check. I've been using Walmart to cash my checks but not this time. Walmart only allows you to cash $1,500.00 worth of checks in a 14 day period. This check will be for more then that alone. Meijers wont cash out of state checks. Krogers, Biggs, and IGA (grocery stores) said it will be too large for them to cash. I hate the idea of paying a check cashing place 3-5%. Any ideas???



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mca
mca

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Sub: #2 EwsFri, 07/02/2010 - 04:56



Walmart runs all checks through EWS

mca

my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com


bea2ls
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Sub: #3 walmart will not cash checks if you are on chexsystems or anythiFri, 07/02/2010 - 02:32



walmart will not cash checks if you are on chexsystems or anything, they did that to me once and i was so mad because i was going to buy a money order with the govt payroll check i asked them to cash.

My new blog.. on trying to get out of debt, making extra money online, just little things I have picked up along the way... http://what-shoulda-been.blogspot.com Updated regularly


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Sub: #4 walmart is best.Thu, 07/01/2010 - 13:18



walmart is best.


jtel
jtel
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Sub: #5 The chain of stores owned by SuperValu (Shaw's & Albertson's amoMon, 01/07/2008 - 21:25



The chain of stores owned by SuperValu (Shaw's & Albertson's among others) will cash one payroll check up to $1,500 per week for a $1 fee. Sounds like your check was for more than that. You should have tried a savings account at credit union. At one point years ago I was denied at a check cashing store :-)
Things aren't that bad for you I hope.

The CO-OP credit union reloadable cards are coming out soon. You'll be able to make deposits in branch, and have free atm access nationwide with no overdrafts and there will be absolutely no criteria for opening the account except identification.


goudah2424
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Sub: #6 Why don't you take $10 now and open an account somewhere? That Mon, 01/07/2008 - 07:13



Why don't you take $10 now and open an account somewhere? That way you won't have to wait in the future. You can just cash the check, not deposit it.

How I make some extra cash

I earn at least $20 extra every month doing offers. And you don't have to pay a cent.


cturner
cturner
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Sub: #7 Well, I got my check and was unable to find anyone to cash it. ISat, 01/05/2008 - 16:26



Well, I got my check and was unable to find anyone to cash it. I went to ACE Cash Advance and was charged $94.64 to cash it!!! Ouch


cturner
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Sub: #8 I CAN open a bank account as far as I know, but they are all sayFri, 01/04/2008 - 16:39



I CAN open a bank account as far as I know, but they are all saying there will be a 5 day hold on my funds. I certainly can't wait 5 days for my money. I have bills that MUST be paid ASAP. Plus i'm totaly broke right now and need gas, food, and well you get the point. Check should arrive tomorrow (i hope) or Monday (more likely).


Leah
Leah
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Sub: #9 Also, did you check around to see if any of your local banks areFri, 01/04/2008 - 16:07



Also, did you check around to see if any of your local banks are "sisters" with the bank your check is drawn on?

Passion...it is born...and though uninvited, unwelcome, unwwanted...like a cancer, it takes root. It festers. It bleeds. It scabs...Only to rupture and bleed anew. It grows...it thrives...until it consumes. It lives...and so it must die....in time.


swedishgirl
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Sub: #10 You know what...even if you open an account and have to wait fivFri, 01/04/2008 - 09:52



You know what...even if you open an account and have to wait five days before it's available, that's better than paying a fee to a check cashing place. Do you really need the whole amount of the check before five days? Sometimes, if the bank you open an account at is familiar with the company you work for, they may decide to not hold it. It's up to the branch manager if they are willing to remove the hold. Or you can request that they take a copy of the check and call to see if it's cleared after about 2 days. The first $100 of a deposit is always made available at the time of the deposit, anyway. Just a thought. Anything to keep those check cashing places from taking money!

I'm all right, Jack. Keep your hands off of my stack! - Pink Floyd


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