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Can I stop direct deposit to my Bank of America Account overdrawn?





Sub: Can I stop direct deposit to my Bank of America Account overdrawn?
Thu, 23/12/2010 00:05

I need help asap.

I was not aware of Bank of America's system. I made a few debit card purchases one day as well as a cash withdrawl over the weekend. Monday I am preparing to go put cash into my bank account because I wrote a large check and wanted to make sure I compensated knowing I was going to probably overdraft. Well Bank of America dropped the large check into my account before all of the debits as well as the withdraw, so I got 7 overdraft charges. Pretty ridiculous. I have direct deposit, and I want to STOP the payment to that account until I have this rectified. I've talked to a Bank of America branch person as well as Bank of America on the phone and they were not willing to do anything for me. If this check is deposited into my account it is going to eat up a lot of my check and I dont want them to just take my money because they will not want to work with me at all since they get paid.

The branch manager claims he put a hold on my account at my request, but I really feel like he only stopped my debit card. I dont want any payments going in or out. I've tried to do a bit of research on here but havent found the exact problem I'm experiencing. This is urgent because my check is going to clear into my account asap.

and ive already contacted my company's HR and they claim its too late, but I feel like they are just too lazy there because we have like 15000 employees and dont want to be bothered with just one.

any advice?



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mca
mca

Debt Samaritan
Posts: 713
Credits: 14574.230979602

Sub: #1 2 weeksThu, 12/23/2010 - 00:05



Generally it takes a few weeks to stop a direct deposit but it really depends on your employer. You should contact them immediately

mca

my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com


Anna Sweeting
Anna Sweeting
Debt Samaritan
Posts: 1830
Credits: 27667.2

Sub: #2 Well... I won't be able to let you know the time taken to stop SWed, 12/22/2010 - 23:24



Well... I won't be able to let you know the time taken to stop SSI direct deposit to your bank. You should have a word with the concerned authorities and take their opinion in this matter. However, you should note that it is always advised that people should go for direct deposit as it is safe and offers various benefits. To know more on this regard, take a look at "http://www.ssa.gov/deposi t/DDFAQ898.htm"


Unregistered

Sub: #3 How long does it take ssi ti stop direct depost to your bank. IWed, 12/22/2010 - 21:06



How long does it take ssi ti stop direct depost to your bank. I know it takes mins. to deposit it!


Unregistered

Sub: #4 My bank pulled the Rent check then groceries, gas, walmart, and Thu, 10/21/2010 - 18:51



My bank pulled the Rent check then groceries, gas, walmart, and radio shack, even though i paid rent two days after the ALL of other smaller ones had cleared hitting me with $135 in overdraft fees and eating half my unemployment. I closed the account and deal with strictly cash and money orders. FK THE BANKING SYSTEM


Unregistered

Sub: #5 I have direct deposit and the bank has a hold on my account for Thu, 10/14/2010 - 16:10



I have direct deposit and the bank has a hold on my account for fees purposes, insufficient funds. When I called they said that I have to talk to a manager. My question is tomorrow I get paid will they accept my direct deposit even if they have a hold in my account?


Unregistered

Sub: #6 Quote:Originally Posted by AnonymousThe are not screwing you. WhThu, 09/16/2010 - 06:15



Quote:
Originally Posted by Anonymous
The are not screwing you. Why purchase something before you put the money in the bank. That is not the way to do things. Have the money and then buy what you want. Seems like you are trying to screw the bank


What is credit/debit than. That visa sign means nothing. is that what your saying?


Unregistered

Sub: #7 I had the same thing happen to me feel your painnnnTue, 08/03/2010 - 12:51



I had the same thing happen to me feel your painnnn


Unregistered

Sub: #8 This is also done at TD Bank!Wed, 03/10/2010 - 20:25



This is also done at TD Bank!


mca
mca

Debt Samaritan
Posts: 713
Credits: 14574.230979602

Sub: #9 sending complaints to corporate BOAWed, 02/17/2010 - 19:26



Bank of America Corporation
Attention Brian Moynihan
Bank of America Corporate Center
100 North Tryon Street
Charlotte, North Carolina 28255

mca

my list of non-chex banks and credit unions is located at http://www.chexsystemsvictims.com


Unregistered

Sub: #10 This is not right!Tue, 02/16/2010 - 12:13



Quote:
Originally Posted by Anonymous
yea I already went in and called bank of america. they are NOT reversing the overdrafts. i just wonder can i put a hold on my account.
what would they do if someone stole your identity and you realized it and you told them you didnt want your paycheck issued in fear of your money being automatically stolen...?
there HAS to be a way in which the bank could freeze money both into and out of the account


fight them. i have left bofa years ago for similar reasons. banks are NOT always right and consumers give up to easily. you must fight them, or go somewhere else, better and cheaper. good luck


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